Get the Best Term Life Insurance Rates From Top Life Insurance Companies
We are an independent life insurance agency. We represent over 30 of the highest rated term life insurance companies. By using our quote tool you will be able to see which companies have the best term life insurance rates. You will also see the A.M Best Rating for each company, so that you know you are comparing term rates from top rated life insurance companies. Unlike other insurance websites that sell your information and get you bombarded with phone calls, at the LifeInsuranceblog.com you are coming direct to the source. We are independent agents and don’t sell or share your information with anyone.
When you choose us for your life insurance needs we guarantee that our prices can not be beat and you will find the best term quotes on our website. In addition to getting quotes on our site you can call us at 800-574-0245 Ext 101, or chat with a live agent right on the site.
Our expertise is in helping match you with the right life insurance company for you. Since life insurance companies have different guidelines for how they price someone for life insurance, you want to choose the highest rated company that will offer you the best rate. For example while one life insurance company may not offer you their best rates based on your cholesterol levels, another company may offer you their best rate since they have more flexible guidelines. We are experts in understanding life insurance company guidelines and knowing which company will offer you the best term life insurance rates.
How To Buy a Term Life Insurance Policy on on our site.
We make the process of buying a term life insurance policy easy. First, use our instant life insurance quote tool to get term life insurance rates from more than 30 companies.
Review the term life quotes and choose the life insurance company you would like to apply with. Then simply click on request application or call us at 800-574-0245 Ext 101.
Next, one of our agents will call you to complete the life insurance application over the phone. Once completed you will be able to sign your application online with an electronic signature.If a medical exam is required we will also schedule a paramedic to come to your home or office for an exam at no charge to you. Once approved, your policy will be emailed and mailed to you and your life insurance policy will be in force.
No Medical Exam Life Insurance
We specialize in term life insurance policies both with a medical exam and without a medical exam.
No Medical Exam life insurance policies are available up to $250,000 of coverage. With a no medical exam policy you can have coverage in less than 24 hours. If you need a life insurance policy quickly, or simply don’t want to have a medical exam done then we have several term life insurance companies that offer no medical exam policies.
High Risk Life Insurance
We also specialize in high risk life insurance. If you have been previously declined for life insurance it doesn’t mean you can’t qualify for coverage. We are impaired risk specialists and offer various types of coverage if you are considered high risk. We have had success helping Type 1 and Type 2 Diabetics get approved for coverage. We have also helped individuals with a history of cancer and heart disease, as well as people suffering from Multiple Sclerosis, Hepatitis C, Crohn’s Disease, and other conditions that you may have been declined for.
We evaluate your situation and tell you which options are available to you. Whether it’s a regular life insurance policy,a simplified issue, or guaranteed issue policy. We have been able to help many people who were previously declined for life insurance get approved for coverage.
If you want to get term life quotes use our instant quote tool. If you would like to discuss a high risk life insurance policy, call us at 800-574-0245 Ext 101.
By: Liran Hirschkorn