Life Insurance Riders

Guaranteed Insurability Rider

Guaranteed Insurability Rider

Guaranteed Insurability Rider: When in the market for life insurance, you might be asked if you’d like to add on 1 or more additions to your life insurance policy (optional coverage). Most insurance companies will allow you to customize your policy by adding on life...
Accidental Death Benefit Rider

Accidental Death Benefit Rider

Accidental Death Benefit Rider: In the event that you die in an accident, the Accidental Death Benefit Rider of your life insurance policy will pay an additional amount – usually two times the amount of the benefit – to your beneficiaries. Accidental Death Benefit...
Accelerated Death Benefit Rider

Accelerated Death Benefit Rider

Accelerated Death Benefit Rider: The idea behind a life insurance policy is to provide financial security for those who depend on you for financial support. Life insurance helps them get through rough times if you die earlier than expected.  Your dependents will have...
Child Rider Life Insurance

Child Rider Life Insurance

Child Rider Life Insurance– Losing a child is possibly the most heart wrenching experiences a parent could have. Having to pay for a funeral and continuing to work during this horrible time would make things worse. Having some type of life insurance in place for...
Return of Premium Rider

Return of Premium Rider

Does a Return of Premium Rider fit into your life insurance goals? Let’s learn about how a Return of Premium option may or may not be a wise choice. A life insurance policy is designed to protect your loved ones from a financial disaster? That’s the whole reason...