Life Insurance Timesaver
A) Age 30 – 65
B) Diagnosed with HIV more than five years ago
C) Treatment with antiretroviral therapy (ART) for at least 2-5 years without any lapses or delays in treatment Continuous monitoring by a qualified physician
D) Undetectable HIV viral load for at least two years
E) CD4 count of 350 cells/mm3 or higher for at least two years including a current CD4 count
Must Answer “NO” to Questions F-I
F) Hepatitis B and/or hepatitis C infection, with proof of negative test results
G) Resistance to antiretroviral medication
H) Alcohol and/or drug (illicit or prescription) abuse
I) Coronary artery disease, diabetes, cancer, or significant psychiatric conditions
Print or fill out with PDF software.
Compete all sections of the TimeSaver except for PRODUCER INFORMATION & GOALS OF THE CASE.
After you send us your completed TimeSaver we’ll begin the informal shopping process with all the companies that can offer coverage. We then wait to see who provides the best informal offer. We’ll simply put the formal application with the best offer.
It’s that simple!