How much is life insurance going to cost you?
Compare rates from dozens of top rated life insurance companies
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Compare rates from over 40 of the best rated and most affordable life insurance companies in the marketplace.
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SAVINGS
Save up to 73% on your life insurance policy.
We’ll find you the best life insurance policy at the best rate. No Medical Exam Life Insurance? Traditional term life? We have it all. So how much is life insurance?
EXPERTS
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Work with real life insurance experts. We’ll handle everything from beginning to end.
HELP
We’ve helped thousands of shoppers compare rates & shop online
We’ll help you just like the thousands of other shoppers who use Life Insurance Blog looking to get the best life insurance policies at the best price.
Happy customers
How are we compensated since our service is always free?
Prices are the same no matter if you buy direct or with an agent. Life Insurance Blog agents are paid commissions on any of the policies that are sold. We shop from over 40 companies to find the best life insurance policies available for you & you’ll never get pressured to buy.
KNOWLEDGE
Did you know that rates are fixed by law?
You won’t save one penny if you buy directly from the life insurance company. Rates are fixed by law and will be the same if you buy direct or from a broker.
Best prices
Get the lowest rates available right in one place- you don’t have to shop anywhere else.
Fast insurance
Do you need a policy soon? Our No Exam options can get you covered fast!
More choices
We have all the best life insurance companies here- Over 40 top rated companies to choose from.
Easily apply
Our application is simple and convenient. Everything is online & over the phone.
Let’s get you covered!
CHOICES
The best life insurance companies
These are just a few of the top rated life insurance companies we use in order to get you the best policy available.
Your choice of dozens of life insurance companies
We’ll always get you the best price because we have more “A” rated companies than the competition.
| Life Insurance Company | A.M. Best | S&P | Moody's | Fitch |
|---|---|---|---|---|
| Life Insurance Company | A.M. Best | S&P | Moody's | Fitch |
| 5Star | A- | |||
| AAA | A- | |||
| AARP | ||||
| Allstate | A+ | A+ | A1 | |
| American General | A | A+ | A2 | A+ |
| Americo | A | |||
| American National ANICO | A | A | ||
| Assurity | A- | |||
| AXA Equitable | A+ | A+ | Aa3 | AA- |
| Banner | A+ | AA- | AA- | |
| Fidelity Life | A- | |||
| Foresters | A | |||
| Genworth | A- | BBB- | Baa1 | |
| Gerber | A | A | ||
| Globe Life | A+ | AA- | ||
| Haven Life | A++ | AA+ | Aa2 | AA+ |
| John Hancock | A+ | AA- | A1 | AA- |
| ING Reliastar | A | A | A2 | A |
| Liberty Bankers Life | B++ | |||
| Lincoln Financial | A+ | A+ | Aa2 | AA+ |
| Mass Mutual | A++ | AA+ | Aa2 | AA+ |
| MetLife | A+ | AA- | Aa3 | AA- |
| Minnesota Life | A+ | A+ | AA | AA- |
| Mutual of Omaha | A+ | A+ | A1 | |
| National Life Group | A | A+ | A2 | |
| NCE | B++ | |||
| Nationwide | A+ | A+ | A1 | |
| New York Life | A+ | AA- | Aa3 | AA- |
| North American | A+ | A+ | ||
| Primerica Life | A+ | |||
| Principal Life | A+ | A+ | A1 | AA- |
| Protective | A+ | AA- | A2 | A+ |
| Prudential | A+ | AA- | A1 | A+ |
| Sagicor | A- | |||
| SBLI | A | A- | ||
| State Farm | A++ | AA+ | Aa1 | AA |
| Symetra | A | A | A3 | A |
| Transamerica | A+ | AA- | A1 | A+ |
| United Home Life | A- | |||
| Vantis Life | A- | BBB+ | ||
| William Penn | A+ |
APPLICATION
Easy Online Application
Apply easily online or over the phone with dozens of the best rated companies. Have peace of mind because we’ll shop your policy if your final rate happens to be different than the applied rate.
Term life insurance with or without an exam!
We offer you every solution to meet every need. No matter if your goal is the lowest price, convenience, or getting approved as quickly as possible. We have every option covered!
Term Life
Medical Exam Required
$-$$
- Slower approval time
- [6 week average time]
- Bigger range of face amounts
- [$25,000- $5 Million+]
- Best suited for:
- Perfect health, High risks, Budget
No Exam Term Life
No Medical Exam Required
$-$$
- Faster approval times
- [Instant – 4 weeks]
- Smaller face amounts
- [Typically up to $500,000]
- Best suited for:
- Convenience & Speed
Lifetime Term
Guaranteed Universal Life
$$-$$$
- Affordable lifetime coverage
- Secure coverage to ages:
- [90, 95, 100 or 121]
- Great alternative to:
- Whole Life
- Universal Life
Even more options
We have what you’re looking for. No matter if you’re looking for a small Final Expense policy or a Whole Life policy that will build cash value.
Final Expense
Coverage for final expenses
$
- Simplified Issue
- [Answer questions to qualify]
- Guaranteed Issue
- [No health questions]
- No Medical Exam required
- Smaller benefit amounts
- [Up to $50,000]
Whole Life
Lifetime coverage + cash value
$$$
- Requires a medical exam
- Fully underwritten
- Lifetime coverage
- Cash value growth
- Higher benefit amounts
- [$50,000 – $5 Million+]
- Never lapses if paid