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The Best Life Insurance

Affordable Life Insurance Quotes

  • Shop the marketplace
  • Compare quotes in under 30 seconds
  • Coverage amounts: $5,000 – $10 million +
  • Get unbiased advice from licensed independent insurance experts
affordable life insurance

Compare rates for every type of life insurance

What Types of Life Insurance Coverage are you looking for?

No Medical Exam

Term Life Insurance

Whole Life Insurance

Final Expense Life Insurance

Universal Life Insurance

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Our Process Is Simple


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Pick your coverage type, length & amount with our online calculators.


Easy Application

Complete the majority of your application online and over the phone.


That's It!

Your time is valuable. We help you get the best deal quickly & easily.

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Why Buy Life Insurance Online

Why Buy Life Insurance Online Through Us?

Compare life insurance companies and hundreds of policies from the comfort of your home. No matter what type of life insurance you’re looking for; we’ll have it. Our licensed independent agents don’t work for the insurance companies; they only work for you!

Some Helpful Tips You Should Know


Shop from 60+ Top Companies

We find the best price possible for you on the market based on your individual needs, health, and goals. We guarantee it!

Your time is valuable. Don’t waste hours comparing life insurance quotes online from individual companies – Life Insurance Blog has it all here. Did someone else send you a lower price? Let our expert licensed agents try and beat it – we negotiate with the carriers for you.


Get Fast Coverage

Need to get coverage quickly? We can help you get the best life insurance policy fast - some in as less than 20 minutes!

Remember, we have access to over 60 companies. Some of these companies are faster than others because they use accelerated underwriting technology. We’ll find the insurer who can get you the coverage in the time that you need it. 


We handle everything

You are assigned a licensed independent advisor who will help you with every step of the application and more!

We figured out long ago nobody likes dealing with paperwork, applications and the negotiations with life insurance companies. I mean, do you enjoy spending hours of your life doing these things? Of course not. We handle all of this and more at no extra cost to you. 


Customize Your Plan

Shoppers love options and we have them all: Shop Term life, Whole Life, Universal Life, Final Expense...We have it all!

No matter what type of life insurance you need – we have it. From A-Z, we offer all coverage options. Shop, Apply, Approved – You can even make changes to your policy after you’re approved!

Your online life insurance broker

Customize your policy! With access to all the top life insurance companies we ensure you always get the best deal with our instant life insurance quotes.
instant life insurance quotes

instant life insurance quotes

free quotes for life insurance

Calculate and compare as many life insurance quotes as you like. Get quotes for term life, whole life, universal life, final expense and more!


Life Insurance Shoppers

We’ve helped thousands of shoppers compare rates & shop online

We’ll help you just like the thousands of other shoppers who use Life Insurance Blog to find the best products at the lowest rates with “A” rated companies.

If you’re looking to get the best life insurance policies at the best price you’re in the right place.

What Our Customers Say

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Save up to 73% on your life insurance costs

We’ll find you the best life insurance policy at the best rate. No Medical Exam Life Insurance? Traditional term life? We have it all. So how much is life insurance? Get started by running instant life insurance quotes.

Buy From Companies You Trust

Read reviews from over 50 top rated life insurance companies

How much is life insurance?


The Average Cost

On average, healthy people between the ages of 18 and 70 can expect to pay an around $68 a month when shopping for a $250,000 life insurance policy.

How much do I need?

Not sure how much life insurance you need? It's easy. Use our needs analysis calculator will do all the work for you. It's fast, simple and effective!

How much will it cost you?

How much will your life insurance policy cost you? Figuring out how much life insurance costs depends on factors like your age, gender, policy type, health and coverage amount.

How do I get the best rate?

Use an independent broker like Life Insurance Blog. We don't work for a life insurance company. We use a network of over 60 top rated companies to get you the best deal possible.

What's The Average Cost of Life Insurance?

Term life is the least expensive. Whole life builds cash value. How much could these policies cost you per year?

How much does life insurance cost?

Term Life Insurance

How much is term life insurance? Term life will be the least expensive life insurance policy. Term life insurance costs are low because it's temporary life insurance. A 30-year-old man in good health can expect to pay an average of $20 a month for a 20-year term $500,000 policy

Whole Life Insurance

How much is whole life insurance? Whole life is typically the most expensive type of life insurance. Whole life insurance costs more because it provides lifetime coverage and builds cash value. Whole life insurance can be up to 10 - 20 times as expensive as a comparable term policy

Guaranteed Universal Life

Guaranteed Universal Life insurance provides a good middle ground. It costs more than term, but less than whole life - and it provides lifetime coverage! A 30-year-old male can get coverage to Age 121 for around $171 a month.

Final Expense

Final Expense life insurance typically is not expensive. Final expense has lower costs simply because the coverage amounts are usually lower than other policies. A $10,000 final expense policy will cost around $49 a month for a 65-year-old male.

life insurance costs

Life insurance costs have never been lower and buying life insurance has never been easier. You can start protecting your family or business now! Our instant online quotes lets you compare rates from dozens of the best life insurance companies available. What will life insurance cost you? Find out now by comparing quotes!

What Type of Life Insurance Do You Need?

Cost Of Term Life Insurance

Term life insurance is typically the most affordable life insurance policy you can buy. The most popular terms are 10, 15, 20, or 30-year level term insurance policies.

Term is great for budget minded shoppers looking for the most coverage at the lowest cost. Term is usually the least expensive way to obtain coverage.  So if you don’t need protection for your entire life, buy term.

>>Savings Tip If you’re looking to save the most money, make sure to shop for 20 or 30 year term. You’ll get longer coverage at a fixed rate.

Cost Of No Medical Exam Life Insurance

The cost for a No Exam life insurance policy is often comparable to policies with an exam. Do you hate needles? Do you want to skip the life insurance medical exam? If so, then a no medical exam life insurance policy is a fantastic option for you.  A life insurance policy without the medical exam is a great option for shoppers looking to get covered quickly without the typical hassles or inconveniences of traditional policies.

Fast approval times: Approved anywhere from Instantly – 4 Weeks (Depending on the company). Smaller benefit amounts compared to Term with Medical Exam. Most No Exam companies have a $400,000 – $500,000 maximum. There is one company that provides a $1 Million No Exam policy, but you must be very healthy to qualify.

>>Expert Tip There is usually a difference in No Exam & Exam rates, but often times it’s very little depending on the chosen company. Everything else stays the same.

Final Expense Life Insurance Cost

Not everyone is looking for a huge life insurance policy. The cost of final expense policies can be very affordable. If you’re simply shopping for a policy to cover burial and final expenses there are several options available to you. Final Expense policies are typically offered in 2 ways

  • Simplified Issue application [Answer questions to qualify]
  • Guaranteed Issue option [No health questions].

The biggest difference between Burial Insurance and Final Expense: Final expense insurance includes final expenses as well as the burial costs. Burial insurance is strictly paying for the funeral and nothing else.

>>Expert Tip: Final Expense is a great No Medical Exam policy for smaller death benefits with coverage amounts ranging from $5,000 up to $50,000.

Cost Of Whole Life Insurance 

Do you need coverage for more that 30 years? There are several options available to shoppers needing coverage for their entire life. Permanent life insurance includes Whole Life, Universal Life, IUL, and Guaranteed Universal Life (also known as GUL and “Lifetime Term”).

Cost of Universal Life Insurance

GUL can provide you lifetime coverage that is less expensive than other permanent products.  Great alternative to more expensive permanent products like Whole Life. GUL is not good for cash value. It is made for life insurance coverage.

>>GUL Tip: GUL is permanent life insurance. It is not term life. You can buy GUL coverage to specific ages. Buy coverage to age 90, 95, 100, or 121!

How are we compensated since our service is always free?

Prices are the same no matter if you buy direct or with an agent. Life Insurance Blog agents are paid commissions on any of the policies that are sold. We shop from over 40 companies to find the best life insurance policies available for you & you’ll never get pressured to buy.

Licensed Independent Life Insurance Agents

Work with real life insurance experts. We’re independent which means we shop from multiple companies so you’re not stuck with just one.

We’ll handle everything from beginning to end.

affordable life insurance quotes

Best Prices on life insurance

Life insurance prices vary considerably. Your actual price will be determined when you apply and complete the underwriting process. 

Life insurance costs will be based on the 4 big underwriting factors: Age, Health, Driving Record, & Lifestyle. At Life Insurance Blog, we’ll find you the best prices on life insurance because we know which companies are strongest based on the Big 4 Factors above.

The easy way to buy life insurance

Instant Life Insurance Quotes

Compare life insurance rates online with our free instant life insurance calculator. You’ll be able to compare rates from the best life insurance companies and find the best deal based on your age and health.

How to buy life insurance

Get Life Insurance In 3 Simple Steps
Total Time Needed: 30 minutes

Required Tools:

- A Computer.
- Internet Connection.
- Phone

Materials & Misc.

- Independent agent
- Medical history
- Medication history

Steps to configure the How-to Schema widget:

Step 1 : Get Quotes
Compare quotes instantly from over 60 top rated life insurance companies.
Step 2 : Apply Quickly & Easily
Our application can be completed online or by phone in minutes.  100% digital signatures.
Step 3 : You're Covered!
Great job! Your family is protected with your new life insurance policy...Congratulations!

Easy Online Application

Our application is simple and convenient. Everything is online & over the phone. Apply online or over the phone with dozens of the best rated companies. Have peace of mind because we’ll shop your policy if your final rate happens to be different than the applied rate.

Did you know that rates are fixed by law?

You won’t save one penny if you buy directly from the life insurance company.

Rates are fixed by law and will be the same if you buy direct or from a broker like Life Insurance Blog.

We save you money because we don’t shop with only one company. We have access to dozens of the top life insurance companies.


Best prices

Get the lowest rates available right in one place- you don’t have to shop anywhere else.

More choices

We have all the best life insurance companies here- Over 40 top rated companies to choose from.

Fast insurance

Do you need a policy soon? Our No Exam options can get you covered fast!

Life Insurance Companies Affect Life Insurance Costs

Did you know that each company looks at your health & lifestyle differently? This can drastically affect what you’ll end up paying for coverage. If you have any health conditions or risks — the company you choose will be key to getting the best deal. We use over 60 top rated life insurance companies to get you the best policy available.