How much is life insurance going to cost you?
How much is life insurance going to cost you?
Save up to 73% on your life insurance policy.
We’ll find you the best life insurance policy at the best rate. No Medical Exam Life Insurance? Traditional term life? We have it all. So how much is life insurance?
SIMPLE LIFE INSURANCE
The easy way to buy life insurance!
01 Get Quotes
Simply click any of the “Get Quotes” buttons found throughout our website. Start shopping by getting unlimited free instant life insurance quotes.
02 Shop
Compare rates from over 40 of the best rated and most affordable life insurance companies in the marketplace.
03 Apply
Apply conveniently online and over the phone with your dedicated & licensed Life Insurance Blog agent. We help your from application to approval.
APPLICATION
Simple application
Apply easily online or over the phone with dozens of the best rated companies. Have peace of mind because we’ll shop your policy if your final rate happens to be different than the applied rate.
Let's get you covered!
EVERY OPTION AVAILABLE
Did you know that <strong><em>rates are fixed by law?</em></strong>
You won’t save one penny if you buy directly from the life insurance company. Rates are fixed by law and will be the same if you buy direct or from a broker.
Best <strong><em>prices</em></strong>
Get the lowest rates available right in one place- you don’t have to shop anywhere else.
Insured <strong><em>fast</em></strong>
Do you need a policy soon? Our No Exam options can get you covered fast!
More <strong><em>choices</em></strong>
We have all the best life insurance companies here- Over 40 top rated companies to choose from.
Apply <strong><em>easily</em></strong>
Our application is simple and convenient. Everything is online & over the phone.
Term Life
Term life insurance with or without an exam!
We offer you every solution to meet every need. No matter if your goal is the lowest price, convenience, or getting approved as quickly as possible.We’ve got you covered!
$-$$$
Medical Exam Required
Exam
- Slower Approvals [6 Week Average] Face amounts [$25,000 – $5 Million+] Best suited for? Health risks & Budget conscious
$-$$
No Medical Exam Required
No Exam
- Faster Approvals [Instant – 4 weeks] Face Amounts [Up to $500,00] Best suited for? Convenience & Speed
Even More Options
$
Final Expense
- Covers funeral expenses Up to $25,000 No medical exam required +Guaranteed Issue available
$$
Guaranteed Universal Life
- Affordable Lifetime Coverage Get coverage to a specific age Coverage to age 90, 95, 100, 121 Great alternative to Whole Life
$$$
Whole Life
- Lifetime coverage Cash accumulation Access to cash value Typically most expensive
The best companies
These are just a few of the top rated companies we use in order to get you the best policy available.
ADVANTAGE
The more choices the better!
We’ll always get you the best price because we have dozens of “A” rated companies to choose from| Life Insurance Company | A.M. Best | S&P | Moody's | Fitch |
|---|---|---|---|---|
| Life Insurance Company | A.M. Best | S&P | Moody's | Fitch |
| 5Star | A- | |||
| AAA | A- | |||
| AARP | ||||
| Allstate | A+ | A+ | A1 | |
| American General | A | A+ | A2 | A+ |
| Americo | A | |||
| American National ANICO | A | A | ||
| Assurity | A- | |||
| AXA Equitable | A+ | A+ | Aa3 | AA- |
| Banner | A+ | AA- | AA- | |
| Fidelity Life | A- | |||
| Foresters | A | |||
| Genworth | A- | BBB- | Baa1 | |
| Gerber | A | A | ||
| Globe Life | A+ | AA- | ||
| John Hancock | A+ | AA- | A1 | AA- |
| ING Reliastar | A | A | A2 | A |
| Liberty Bankers Life | B++ | |||
| Lincoln Financial | A+ | A+ | Aa2 | AA+ |
| Mass Mutual | A++ | AA+ | Aa2 | AA+ |
| MetLife | A+ | AA- | Aa3 | AA- |
| Minnesota Life | A+ | A+ | AA | AA- |
| Mutual of Omaha | A+ | A+ | A1 | |
| National Life Group | A | A+ | A2 | |
| NCE | B++ | |||
| Nationwide | A+ | A+ | A1 | |
| New York Life | A+ | AA- | Aa3 | AA- |
| North American | A+ | A+ | ||
| Primerica Life | A+ | |||
| Principal Life | A+ | A+ | A1 | AA- |
| Protective | A+ | AA- | A2 | A+ |
| Prudential | A+ | AA- | A1 | A+ |
| Sagicor | A- | |||
| SBLI | A | A- | ||
| State Farm | A++ | AA+ | Aa1 | AA |
| Symetra | A | A | A3 | A |
| Transamerica | A+ | AA- | A1 | A+ |
| United Home Life | A- | |||
| Vantis Life | A- | BBB+ | ||
| William Penn | A+ |
ADVANTAGE
The Life Insurance Blog difference
Here is what you should expect when you work with life insurance experts. At Life Insurance Blog we deliver all of this and more.
Resources
Choices
Over 40 Top Rated Companies
Experts
Licensed Life Insurance Agents
Independent
Independent & based in the U.S.A
Professional
We are not a Call Center
Impartial
Unbiased help and honest advice
Exclusive
Receive a personal agent from start to finish
Products
Term
Term Life Insurance
Whole Life
Whole Life Insurance
GUL
Guaranteed Universal Life Insurance
No Exam
No Medical Exam Life Insurance
Guaranteed
Guaranteed Issue Life Insurance
More
Simplified Issue, Final Expense life insurance and More!
Service
No Pressure
No pushy agents
Apply Online
Simple Online Applications
Communication
Communicate your preferred way:
Convenient
Phone, Text and/or Email
Assistance
Service from start to finish:
Complete Care
Your agent will research plans, help you apply & update you throughout the process
SIMPLE LIFE INSURANCE
The easy way to buy life insurance!
Buying life insurance is such a unique purchase and can be quite confusing and time consuming for new shoppers. Life Insurance Blog goes the extra mile with education, service and products.
Unbiased Advice
Life Insurance Blog will provide you impartial choices by shopping from over 40 top rated life insurance companies in order to get you the best life insurance policy at the lowest price.
Independent Professionals
We are licensed independent life insurance agents – not a call center. That means we only specialize in finding you the best term life insurance rates. Healthy, preexisting health conditions or high risk life insurance? We have you covered.
Experience & Service
You’ll work with your personal agent from start to finish. From quotes, comparing rates, applying, and updates leading up to your approval. We even make sure you get the best rate after you’re approved.
How about a No-Risk Guarantee?
Did you know that , depending on your resident state, you have up to 30 days after your policy is in force to return it for a full refund? There is no risk in applying and finding out what rate you’ll be approved for.
Amazing
Premium Service
Your Life Insurance Blog independent agent is committed to:
Answers
Answering all your life insurance questions clearly and providing expert advice.
Education
Making sure that you’re an informed life insurance shopper that won’t buy an overpriced policy.
Research
Researching the best life insurance policy for you at the lowest possible price from over 40 trusted companies.
Updates
You’ll be updated through the entire life insurance shopping process -from start to finish.
Advantage
Online Convenience
Life Insurance Blog will never have a salesperson come into your home.
Convenient
Convenience is a top priority- no matter if you’re buying a No Exam life insurance policy or one with an exam. If your policy requires a medical exam (the only exception), you get to choose the time and place where it is to be scheduled. Everything else is conveniently completed online or over the phone.
Personal Policy Shopper
Save time and money with your personal agent. Life Insurance Blog does all of the heavy lifting and searches for the policy you want. Get customized life insureance quotes & apply with the top companies you’ll qualify for.
Exclusive
We focus on every single client and their unique needs in order to find the best policy at the best price. We know the top factors that affect life insurance rates and help you based on your goals, budget, health and lifestyle.
Secure
Your personal information is never sold and your privacy is protected.
Professional
Save Up to 73% on Your Life Insurance Premium!
Want to know how a true life insurance expert can help you save up to 73% off your life insurance premium? Life Insurance Blog has access to more companies & products to make sure you get the best policy available to you.
Experience
We’re independent and not stuck offering 1 life insurance company or even just a few companies. We can shop your specific case from dozens of term life insurance companies resulting in significant savings.
High Risk Specialists
Have a risky lifestyle or career? Need life insurance with a preexisting health condition? What’s the best company for elevated cholesterol levels, Type 1 or Type 2 Diabetics? We go the extra mile to find the specific company that looks at your risk the best- saving you time and money.
Special Attention
No two applicants are alike. That means that the company that gives one person the best deal may not be the best deal for you. We’ll find you the best deal.
Quick Quotes
Some agents just give you their best guess when providing life insureance quotes. We go the extra mile and find out directly from company underwriters what you should qualify for with Quick Quotes.
Medical Exam
If your policy requires a medical exam, we will conveniently schedule it at a time and place of your choice. There is no cost to you.
Personal Agent
With Life Insurance Blog, you will have your own personal agent to communicate with from start to finish. You never have to worry about contacting a new representative for every question.
Products
Life Insurance Blog has access to every life insurance product you need. Term life insurance, No Exam Life Insurance, Whole Life, Guaranteed Universal Life, and more.
We Have Your Back
Even after your approval, we shop your case using your exam and medical records to make sure you’re getting the best policy available.
Health
Pre-Existing Health Conditions
If you’re shopping for life insurance with Pre Existing Health Conditions, make sure you work with an independent agent like Life Insurance Blog. Every company will look at your health differently. This means that some companies will charge you less or more for the same exact condition. If you have a mild to severe health condition (such as Multiple Sclerosis, Hepatitis C, Crohn’s Disease, etc.) – you will need an agent willing to go the extra mile to find you the best company……
Want More Choices?
Life Insurance Blog has access to over 40 Top Rated Life Insurance Companies. When it comes to life insurance shopping, the more choices the better- because each company will look at you differently. This means that some companies may charge you more for your specific health or lifestyle. The more companies available to you will enhance your chances of getting the best price. Let us shop for you. We’ll get you the best policy available now.