I found Michael Quinn on lifeinsuranceblog.net. I was impressed with the amount and quality of information I was able to find on his site, presented in a transparent and accessible fashion. I had had a bad experience with what turned out to be a high-pressure life insurance salesman who we invited into our home. This salesman misrepresented vital information, including the rating of the company he sold me a policy through. After that episode, I contacted Michael Quinn directly. He worked with me seamlessly, responsively, and professionally. He provided information that saved me money, including the decision to make a full-documentation application, despite my diagnosis of diabetes Type II, well-controlled. He advised that there are companies that deal favorably with that situation. Then, after I got approved for that policy, he suggested that he would “shop it” for me if I wanted, to see if I could get a better rate. He did, and I did. I am well pleased and grateful. Total thumbs up.