Riders

Should you buy a Disability Income Rider? When buying a life insurance policy from the top life insurance companies, you may come across something called a disability income rider. Riders can be an excellent addition for some policy owners. A disability income rider offers financial security to the individual who owns a life insurance contract […]

Does a Return of Premium Rider fit into your life insurance goals? A life insurance policy is designed to protect your loved ones from a financial disaster? That’s the whole reason for life insurance. However, instead of buying lifetime coverage, you may only need to protect your loved ones from short-term expenses. These can be things

Child Rider Life Insurance– Losing a child is possibly the most heart wrenching experiences a parent could have. Having to pay for a funeral and continuing to work during this horrible time would make things worse. Having some type of life insurance in place for your child can be a good idea in order to

Accelerated Death Benefit Rider: The idea behind a life insurance policy is to provide financial security for those who depend on you for financial support. Life insurance helps them get through rough times if you die earlier than expected.  Your dependents will have the income they need to live even after your death. The insurance

Accidental Death Benefit Rider: In the event that you die in an accident, the Accidental Death Benefit Rider of your life insurance policy will pay an additional amount – usually two times the amount of the benefit – to your beneficiaries. In today’s post, we’ll go over the pros & cons of the accidental death benefit

Guaranteed Insurability Rider: When in the market for life insurance, you might be asked if you’d like to add on 1 or more additions to your life insurance policy (optional coverage). Most insurance companies will allow you to customize your policy by adding on life insurance riders that give you some peace of mind and additional

When you use life insurance riders, they can help customize your life insurance policy to exactly how you want it. The waiver of premium rider will pay for all of your future life insurance premiums if you happen to become disabled. This waiver of premium rider is not included with every policy. It’s an optional

Wondering if life insurance with long term care rider is worth it? Adding a long term rider (LTC) to your life insurance policy can really help lessen your concerns about getting extra help down the road.