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Michael Quinn

Michael is a licensed life insurance agent, expert & owner of Life Insurance Blog. LIB has helped thousands of shoppers understand life insurance and secure affordable coverage.

Gun Violence Statistics

Gun accidents and violence cause tens of thousands of deaths each year. The statistics and charts below statistics provide a granular look into the number of deaths caused by guns. Table of Contents GUN DEATHS There is an average of 36,000 Americans who are annually killed by guns. That’s an average of just over 100 […]

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is whole life insurance better than term

15 reasons why whole life insurance is better than term life insurance

Are you trying to decide between whole life insurance and term life? Understanding the differences between term life vs whole life is a great first step in the life insurance buying process. Choosing the wrong policy can be a potential disaster. Let’s learn how to avoid that. In this post, we will go over the

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Return of Premium Rider

Return of Premium Rider

Does a Return of Premium Rider fit into your life insurance goals? A life insurance policy is designed to protect your loved ones from a financial disaster? That’s the whole reason for life insurance. However, instead of buying lifetime coverage, you may only need to protect your loved ones from short-term expenses. These can be things

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Can I Get Life Insurance With an Irregular Heartbeat

Can I Get Life Insurance With an Irregular Heartbeat?

When you have an irregular heartbeat or other health conditions, qualifying for a life insurance policy can be extremely challenging depending on the specifics of your health history…even from the top 10 life insurance companies. When you’re diagnosed with an an irregular heartbeat, you’ll face unique challenges when trying to secure a policy. The good

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DEATH DATA

Leading Causes of Death

Leading Causes of Death Death Data and Mortality Statistics – The Definitive Guide This article and all of its visualizations will help to explain the causes of death across age groups and locations.  The charts and graphics below are interactive, so make sure to click around and hover your mouse over the data to experience

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How Long Does Life Insurance Underwriting Take

Life Insurance Application: How Long Does Underwriting Take?

Every person who applies for life insurance is waiting to hear the glorious phrase, “Congratulations, your life insurance application is approved!” – but how long does life insurance underwriting take? It varies — by a lot! When applying for a life insurance policy, there are several steps that need to occur before you’re approved. It

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Life Insurance Approval after Gastric Bypass Surgery

Life Insurance Approval After Gastric Bypass Surgery

Life Insurance Approval After Gastric Bypass Surgery Is life insurance approval after gastric bypass surgery possible? Who are the top 10 life insurance companies for this condition? It’s sometimes difficult to attain a life insurance policy and get coverage when you have a health condition that is poor or potentially risky. And, that’s generally because

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Disability Income Rider

The Disability Income Rider— Why Everyone Should Consider It

Should you buy a Disability Income Rider? When buying a life insurance policy from the top life insurance companies, you may come across something called a disability income rider. Riders can be an excellent addition for some policy owners. A disability income rider offers financial security to the individual who owns a life insurance contract

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life insurance while pregnant

Is it Difficult to Get Life Insurance While Pregnant?

We should start off by saying, Congrats! Whether you’re planning on getting pregnant or you’re adding to your family – this is a wonderful time to enjoy. It’s almost as enjoyable as reading about insurance! Probably not (unless you’re getting hit with morning sickness), but you’re here asking, “Can you get life insurance while pregnant?”  

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life insurance buying guide

13 steps showing exactly how to buy life insurance

We put together our “13 Steps Showing Exactly How to Buy Life Insurance” guide for shoppers who are frustrated and overwhelmed with the life insurance buying process. With so many great life insurance companies to choose from, it’s easy get frustrated, but that frustration ends now! https://youtu.be/0gQ-bOeLn5o Studies have shown that over 18 million people

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life insurance suze orman

Life insurance suze orman: What Does she think About getting covered?

Suze Orman is a renowned financial advisor, TV personality and motivational speaker. She is the author of 10 books and has been the host of the award-winning “The Suze Orman Show” since 2002, on which she advises people on different matters concerning personal finances and investments. So, what does Suze Orman say about life insurance?

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life insurance for private security contractors in dangerous places

Life Insurance for Private Security Contractors in Dangerous Places

Life Insurance for Private Security Contractors in Dangerous Places: Private contractors often work for six figure incomes and tax benefits from overseas contract work. For many Americans looking for employment, it’s a great opportunity. This is especially true for ex-military. Ex-Military private security contractors can make significantly more money working for private military contracts then

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faq

FAQ

Looking for answers to your life insurance questions? Our FAQ provides the answers to the most frequently asked life insurance questions.  LIFE INSURANCE FAQ There are no costs for our clients when applying for a life insurance policy. The purpose of an application is to see what official rate a life insurance company will offer

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firefighter funeral

Firefighter Funeral Traditions

Firefighter funeral traditions provide our fallen heroes the respect and gratitude they deserve for the ultimate sacrifice they made to our society. The types of funerals that firefighters have are usually classified as: Formal (full military-style honors and traditions) Semi-formal (some traditions and honors) Non-formal Private When firefighters pass away their family isn’t alone. The

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Life insurance over 65

Life insurance over 65

Are over 65 and considering buying life insurance? Who is the best life insurance company for people over 65?  Perhaps your term policy is expiring soon and you’re shopping for a new policy? In this article I’ll discuss term life options for those over 65, including life insurance no exam for seniors and why AARP is

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Life Insurance Costs

Life Insurance Costs

Life insurance costs can be very confusing and difficult to figure out because there are so many different types. When shopping for life insurance from the best life insurance companies – you need to take into consideration product options such as whole life, term life, and universal life insurance. Your life insurance cost can vary

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How much life insurance do I need

How Much Life Insurance Do I Need Calculator Search Tool

How Much Life Insurance Do I Need? This is often the first question shoppers ask before buying life insurance. Understanding how much life insurance you need is obviously important. This goes without saying. Usually everyone knows that life insurance will cover: Future Income Mortgage Funeral Costs However, there are several areas that you may not be thinking

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