Gun accidents and violence cause tens of thousands of deaths each year. The statistics and charts below statistics provide a granular look into the number of deaths caused by guns. Table of Contents GUN DEATHS There is an average of 36,000 Americans who are annually killed by guns. That’s an average of just over 100 …
When buying life insurance, you’ll need to decide how long your policy will last. How long do you need life insurance? If you buy term life insurance: your coverage will be temporary and inexpensive. If you choose permanent life insurance: your coverage will be more expensive, but it will protect you for your entire life. …
Are you trying to decide between whole life insurance and term life? Understanding the differences between term life vs whole life is a great first step in the life insurance buying process. Choosing the wrong policy can be a potential disaster. Let’s learn how to avoid that. In this post, we will go over the …
15 reasons why whole life insurance is better than term life insurance Read More »
Skydiving’s popularity has soared to new heights over the past several years. There’s no question that this unique pastime terrifies some and exhilarates others, but what do life insurance companies think about it? As you may already know, they are generally with the “terrified” group. At Life Insurance Blog, we work with over 60 different …
Mutual of Omaha in an elite burial insurance company. Learn about their history, ratings, products and more with this review.
Is it possible to get life insurance to age 90? You may already be very familiar with how term life insurance works— rather than guaranteeing to insure you for your entire life, term life provides coverage for specific time periods (typically between 10 and 30 years). Are there other options for this age group? What …
Who’s to say what’s odd or weird when dealing with a topic such as death? Every culture has their own way of dealing and interpreting death. With that said… we think we’ve found some over the top burial rituals. If you’re looking for the weirdest funerals from around the world – we got them right …
Weirdest Funerals: 21 Eccentric Customs & Rituals Read More »
State Farm is one of the biggest insurers available. Learn about their history, products, rates and more with this State Farm review.
Principal is an excellent life insurance company. Learn about their products, history, rates and more with this review.
Life insurance with Hepatitis C is quite possible for many. If you have Hepatitis C and have been declined the life insurance you may have not applied with a life insurance company that is best suited to your specific needs. Chances are the agent you decided to use simply was not knowledgeable of the best …
In this post, we’re going to explain how choosing the wrong agent can end up costing you thousands of dollars over the life of your policy. Even when you’re shopping from the best life insurance companies in the market. You see, there are 2 groups of agents – Independent Life Insurance Agents and Captive Agents. …
Getting the most affordable life insurance rates for 32 year olds begins with knowing who are the best life insurance companies in the USA. You’ll also want to know your options – like skipping the medical exam. For example, do you want a no exam life insurance policy or one that requires the exam? A …
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Applying for life insurance can be a little stressful for some people. One of the reasons is at some point, your agent will be asking you to provide some pretty personal information. One of these pieces of information that’s required is your Social Security Number or SSN. For many people, this can throw up a …
Why Your Social Security Number Is Required For Life Insurance Read More »
Midland National is a solid life insurance company. Learn about their financial ratings, rates, and more with our Midland National review.
Can you get term life insurance to age 100? Since term life insurance policies are only for a specific number of years— usually 10, 15, 20, 25, or 30 years and most people purchase them between age 30 and 60 – it would seem like coverage to age 100 would not only be uncommon, but near impossible …
Securing life insurance with thyroid disease is possible. This is a condition that most people have under control – whether you have an under active or over active thyroid. There are many health conditions and preexisting conditions that life insurance companies will rate you up or even decline you for. When it comes to thyroid disease, …
Is Prudential the best company for your coverage needs? Get financial ratings, rates, pros and cons with our Prudential Life review.
Affordable Life Insurance for 62 Year Olds If you are looking for affordable life insurance for 62 year olds and have never had a life insurance policy, you might think you are no longer eligible for a policy or it would cost an arm and a leg. You want to get a policy to protect …
MetLife Insurance vs NY Life Insurance Which is Better? We reviewed both companies so you can make the right choice for your unique situation & goals.
Sagicor Life is a solid life insurance carrier. Learn about their no exam products, history, rates and more.
No Medical Exam Life Insurance – Buying a traditional life insurance policy is not as quick and easy as you might like it to be. Life insurance with a medical exam is how most people buy life insurance and it usually takes about 4-6 weeks to get the final approval. The life insurance company may …
Who are the best burial insurance companies? We’ve done the research and found the Top 10 Final Expense carriers.
Does a Return of Premium Rider fit into your life insurance goals? A life insurance policy is designed to protect your loved ones from a financial disaster? That’s the whole reason for life insurance. However, instead of buying lifetime coverage, you may only need to protect your loved ones from short-term expenses. These can be things …
Listen up vapers, what I’m about to tell you will affect how you buy life insurance. Ready? Even if you don’t smoke cigarettes, vaping and e-cigarettes could increase your life insurance rates IF you apply with the wrong company. You see, even the top life insurance companies look at your vaping use differently — and …
How much will a $5 million dollar life insurance policy cost you? What about a $10 million dollar life insurance policy? Is it affordable? Will it cost too much? As a rule of thumb: When you buy a large multi million dollar policy, it’s very important to shop around. Prices vary a lot from carrier …
$5 Million Dollar Life Insurance Policy Cost & $10 Million Rates Read More »
Get up to date details on Penn Mutual rates, financial strength, products and coverage options.
When you first start researching coverage, Term vs Whole life insurance is often the initial search. When considering life insurance, you will likely be faced with your first major choice: do you want term life insurance or whole life insurance? For the vast majority of people, the answer is term. Why? We’ll get into that, …
For peace of mind, people buy insurance. If you endure a car accident, you want to take comfort in knowing you’ll be financially protected. This is no different for health issues or property damages. Likewise, some people buy cheap term life insurance to secure themselves and their loved ones at the lowest price. Some buy …
Are you like most people we talk to? They reach out to us and ask us questions like: What is the best life insurance company for Angioplasty? What policies are available to us? Today we’re going to focus on these questions and how to purchase life insurance with angioplasty. Many times people with a medical …
There’s nothing like feeling secure even when tough times come. An accident, a terminal disease, or sudden death of a loved one can change the course of your life. This is difficult if you wholly or partially depend on those loved ones for your needs, such as your parents. Ask yourself this question–what would you …
Buying Life Insurance For Parents: What You Need To Know Read More »
When you have an irregular heartbeat or other health conditions, qualifying for a life insurance policy can be extremely challenging depending on the specifics of your health history…even from the top 10 life insurance companies. When you’re diagnosed with an an irregular heartbeat, you’ll face unique challenges when trying to secure a policy. The good …
Can I Get Life Insurance With an Irregular Heartbeat? Read More »
Find out if a William Penn life insurance policy will meet your coverage goals with this thorough review of William Penn.
Looking for the best life insurance companies with the lowest rates? The best life insurance rates for 52 year olds can vary significantly. The best company will depend you which one will look at your specific health and situation the best. When you’re shopping for affordable life insurance in your 50s make sure you understand best …
Today you’re going to learn how temporary life insurance works, how much it costs, is it necessary, and how it may or may not fit into your coverage goals. Continue reading to learn more about: What is temporary life insurance? How long does temporary life insurance last? How do I qualify for temporary life insurance? …
Learn about Fidelity Life’s products, history, ratings, and prices. Find out if they’ll be the best insurer for your coverage needs.
If you have been spending some time looking at all the various life insurance policies from the best life insurance companies – you know how challenging it can be. Finding a policy that works best for you and your loved ones is sometimes difficult. Whether you are looking for insurance for a lifetime or a policy …
Our CMFG life insurance review will cover products, rates, as well as pros & cons.
Leading Causes of Death Death Data and Mortality Statistics – The Definitive Guide This article and all of its visualizations will help to explain the causes of death across age groups and locations. The charts and graphics below are interactive, so make sure to click around and hover your mouse over the data to experience …
There are many employers who provide group life insurance as a free benefit to their employees. Also referred to as group term life insurance, all you are required to do is sign up for their benefit. Sometimes the enrollment is automatic, but you might be concerned and wondering if group term life is enough. Should …
Affordable Life Insurance for Heart Attack Survivors – Wondering how you can get an affordable life insurance policy after a heart attack? Does life insurance cover a heart attack? These are just a few of the questions we frequently get about heart disease and life insurance. People who have had heart attacks often assume they’re …
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How to determine your life insurance health class rating? Are the ratings the same across the Top 10 life insurance companies? For the average person, figuring out how to determine their life insurance health class can get a bit overwhelming. How much you pay on your policy begins with finding your health class. Most people …
How to determine your life insurance health class Read More »
Members of the Baby Boomer generation have been influenced by the generation that lived through the Great Depression and World War II. These people experienced hardship and sacrificed to survive two of the worst crises America has ever faced. They imparted a strong sense of thrift and common sense to their children who, despite having …
Achieving Balance: Enjoying All That Hard Work Responsibly Read More »
Looking for affordable mortgage life insurance rates? Have you recently purchased a home and wanted to protect it with mortgage life insurance? Is this the best choice? Possibly. In this article, we’ll go over the most frequent mortgage protection questions as well as some things you may not be aware of. Questions such as: How …
Is getting life insurance after cardiac bypass possible? If you’re looking at life insurance from just one company, you are limiting your choices of reasonable priced life insurance coverage. However, with an agency that has access to top rated life insurance companies and carriers that offer no medical exams, you can get an array of …
If you’re trying to find out how to get life insurance to meet an SBA loan requirement–you’ve come to the right place. We’re going to walk you through all your options. Are you in a rush to get coverage? Is your lender asking you for a specific life insurance effective date? We’ll show you how …
Guaranteed Insurability Rider: When in the market for life insurance, you might be asked if you’d like to add on 1 or more additions to your life insurance policy (optional coverage). Most insurance companies will allow you to customize your policy by adding on life insurance riders that give you some peace of mind and additional …
Wondering if life insurance with long term care rider is worth it? Adding a long term rider (LTC) to your life insurance policy can really help lessen your concerns about getting extra help down the road.
Getting Life Insurance With a History of Prostate Cancer: Prostate cancer is the most common cancer for men with about 238,590 new cases being diagnosed every year. Unfortunately, this disease can make getting life insurance difficult, and this is unwelcome news to a man who just wants to ensure that his family is financially taken …
Getting Life Insurance With a History of Prostate Cancer Read More »
There are a variety of Life insurance topics that many shoppers might not be aware of. The 2 Year Life Insurance Contestability Period is probably one of them. In this post, we’ll be looking into how the top life insurance companies deal with the contestability period. What is a life insurance contestability period? The life …
With so many types of life insurance policies available, it can get confusing trying to find the best coverage option available. Do you go with term life or whole life and what are the best life insurance companies for them? To start, term is usually the least expensive, but whole life is provides many advantages …
When you use life insurance riders, they can help customize your life insurance policy to exactly how you want it. The waiver of premium rider will pay for all of your future life insurance premiums if you happen to become disabled. This waiver of premium rider is not included with every policy. It’s an optional …
Life Insurance For 38 Year Olds Getting the most affordable life insurance for 38 year olds begins with knowing which top life insurance companies and no exam life insurance companies are available to you.You should always work with a life insurance agent who can shop your case to all of the best life insurance companies. …
SBLI is an excellent company who offers an easy application process. Learn more about their history, rates and products with this SBLI review.
For many people, the thought of participating in a blood test for life insurance sounds as fun as getting stuck in an elevator. Typically, the life insurance blood test is unavoidable and needs to be completed before you can get approved. This is standard even for the top rated life insurance companies. We’re going to …
A common question that shoppers ask is, “What If My Life Insurance Company Goes Bankrupt?” This is a great question. Picture this: You bought your policy from the best life insurance company (or so you thought). You’ve paid your life insurance premiums for years. You’re stress free knowing your family is taken care of if …
What If My Life Insurance Company Goes Bankrupt? Read More »
Every person who applies for life insurance is waiting to hear the glorious phrase, “Congratulations, your life insurance application is approved!” – but how long does life insurance underwriting take? It varies — by a lot! When applying for a life insurance policy, there are several steps that need to occur before you’re approved. It …
Life Insurance Application: How Long Does Underwriting Take? Read More »
Shopping for life insurance with Melanoma can be difficult for the average person looking to secure coverage. Unlike Basal Cell skin cancer, Melanoma is a type of skin cancer that can be deadly and is typically the most severe type of skin cancer. This is why many life insurance companies may deny you an offer of insurance. …
Can credit scores affect life insurance premiums? Your credit history can provide the best life insurance companies a little insight into your “financial health.” They want to get an idea of how you handle your financial responsibilities. Your credit score can show insurers if you have a greater likelihood of repaying a loan or not. …
Why Credit Scores Affect Life Insurance Premiums Read More »
Unfortunately, it can seem quite difficult to secure reasonable life insurance for anyone who suffers from multiple sclerosis (MS). However it is not impossible. In this post we’ll explain to you How to Get Approved for Life Insurance with Multiple Sclerosis First thing you need to know is that you need to work with an …
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Searching for the lowest priced life insurance for 58 year olds? You’ll want to do your homework by reading this post first. You’ll need to read this post and then compare life insurance company ratings. Some shoppers are unaware how much goes into finding out which life insurance companies will give you the best chance …
Have you heard about cash value life insurance? What does cash value of life insurance mean? Is it good, bad — or maybe a little bit of both? Who are the best life insurance companies for cash value? Today, we’re going to educate you on everything related to life insurance cash values. By the end …
Our Great Western insurance review covers rates, pros, cons, features, financial strength and more. Find out if their burial insurance final expense policy is for you!
Life Insurance Checkup Your life insurance is not a one and done purchase. Your circumstances and commitments change as your journey through life evolves. These changes could lead to gaps in your coverage – and most policyholders fail to realize how these changes alter their insurance needs. The policy you purchased years ago may have …
Life Insurance Checkup: 7 Ways It Can Protect You Read More »
Life Insurance Approval After Gastric Bypass Surgery Is life insurance approval after gastric bypass surgery possible? Who are the top 10 life insurance companies for this condition? It’s sometimes difficult to attain a life insurance policy and get coverage when you have a health condition that is poor or potentially risky. And, that’s generally because …
Life Insurance Approval After Gastric Bypass Surgery Read More »
American National is an excellent life insurance company. Learn about their products, ratings, rates and more with this review.
For most shoppers, Protective Life will be an excellent choice if rock bottom price is at the top of the wish list. Learn more about Protective Life with this thorough review.
Forming an irrevocable life insurance trust, often referred to as an ILIT, is a popular way to avoid estate planning problems. Life insurance is often purchased to solve estate planning issues, but unless you’re careful- it can actually create some significant tax complications. You may not be aware that your estate can include the death …
Irrevocable Life Insurance Trust: The Ultimate ILIT Guide Read More »
You may be asking, what is the best life insurance company for Anemia? Today, we want to provide you with a resource where you can learn more about how a life insurance company will “view” an application if you have been diagnosed with Anemia. You can also compare life insurance quotes for both exam and …
sleep apnea life insurance Can I get life insurance with sleep apnea? Who are the best life insurance companies for sleep apnea? If you are wondering if you can get life insurance with sleep apnea, you’ll need to understand what life insurance companies are looking at before they offer you a policy. Sleep disorders are …
If you’re 49 years-old, life insurance is a must. You have family members who depend on you, and as you age, your income further divides towards other financial obligations. Life insurance for 49 year olds is affordable and you have plenty of options. Securing a policy is the most prudent method to make sure that, …
Life Insurance for 49 Year Olds: What are the best options? Read More »
Accidental Death Insurance vs Life Insurance Would you like to find out how you can protect your loved ones more? Well, you are in luck. There are many ways you can do this. You can start by finding out the difference between accidental death insurance and life insurance. These insurance plans can help with mortgage …
Do all life insurance companies look at you the same? When you are looking for life insurance, you might think that all insurance companies are similar but you’d be wrong. Shoppers need to know how to compare life insurance companies in order to get the best deal possible. They can differ in many ways including …
Do all life insurance companies look at you the same? Read More »
Phoenix Life is one of the top No-Medical Exam companies available, but are they the right choice for your needs? Read on to learn more about Phoenix Life.
I know what you’re thinking. You want to sit down, grab a cup of coffee and have a relaxing, care-free conversation about…life insurance. WAIT! COME BACK! Let’s try this another way… There are certain ways you can leverage the life insurance system to your benefit. One of those ways is by using the life insurance …
Finding affordable life insurance when you’re 54 years old is quite possible. However, the best place to get life insurance for 54 year olds will vary from shopper to shopper. So what is the top life insurance company for your age? Before that can be answered, you’ll need to know what life insurance companies are …
Best Place to Get Life Insurance for 54 Year Olds Read More »
Game Of Thrones Characters: Who Collected Life Insurance? Winter is coming…but how about those life insurance checks? What would happen if the Game of Thrones characters had life insurance? Would the best life insurance companies in Westeros go bankrupt paying out all those claims? Westeros has provided some gruesome deaths throughout the years. Have you …
Term life insurance is temporary coverage that usually lasts between 10 – 30 years. With a term life insurance conversion option, shoppers can convert their term policy to a permanent policy – but do all of the the top life insurance companies have conversion options? What permanent products can you convert to? In this post, …
Did you know that Prudential approves active members of the military even after they have received their deployment papers? Learn about term life for military members.
Unfortunately, every life insurance company will base your policy rate on your age, health, and personal habits. That is why it can be incredibly difficult to find affordable life insurance if you are a smoker. Insurance companies realize that they are taking on a greater risk by insuring a smoker, and with greater risk comes …
How to Find Affordable Life Insurance for Smokers Read More »
At some point in the application process you may feel a bit overwhelmed. Hopefully you’re choosing one of the top life insurance companies in the US. When you start completing your life insurance application there will come a point where you need to choose your life insurance beneficiaries. Your agent will inform you that you …
Metlife and Brighthouse Financial is a great company, but are they the right choice for your needs? Learn about their financial strength, coverage options, rates, and more!
Are you looking for the best life insurance for seniors over age 60, 70 or 80? We’ll go over the best life insurance companies, give sample rates and provide expert tips to help you select the company that’s best for your particular needs. It’s a fact that the older you get your options for life …
You may have never heard of Sagicor Life, but you should. Learn about their products, financial ratings, & rates with this Sagicor review.
When someone dies, the outcome can be devastating for whoever is left in charge. Handling a death can often be very confusing and quite emotional. Learn what you need to do and say after someone close has died.
You may asking yourself how long should I have life insurance? – Is 40-year term life insurance even available? Quick Answer: YES! Over the next 40 years, a lot can happen in life. Your mortgage will need to be paid. Your children may live at home longer to pay off their student debts. Perhaps your …
Shopping for a 2 Million term life policy may sound difficult– A $2,000,000 life insurance policy may sound like a lot, but it does exist for a reason. After all, the whole point of coverage is to provide for your loved ones after you are gone. With funeral expenses, debts, and just everyday living costs, …
Protecting your family or business is the number one reason for life insurance. Today, we’re going to compare 2 similar types of life insurance that can meet your coverage needs: Term life insurance vs Guaranteed Universal Life. Most comparison articles found online will focus on Term vs Whole Life. However, this post will compare a …
Term Life Insurance vs Guaranteed Universal Life Read More »
Learn about Allstate life insurance their history, ratings, products and more with this Allstate review.
Banner Life is a great company, but are they the best company for you? Get financial ratings, rates, and more with this review on Banner Life.
Life Insurance with Type 2 Diabetes: If you have been diagnosed with type 2 diabetes, you may be worried about your ability to get life insurance. When it comes to life insurance with preexisting conditions, not all companies look at you the same. This is a valid concern, because it can be difficult to get …
Shopping for life insurance for the best companies doesn’t have to be torture or time consuming. It can actually be quick and convenient. They key is using the resources and professionals available to you. How to purchase term life insurance Here are 7 steps you should follow if you’re wanting to get approved for coverage. Total …
Inexpensive Life Insurance for 48 Year Olds Finding inexpensive life insurance for 48 year olds is quite possible, but you need to know which companies look most favorably toward your situation. Age is just one of the factors that companies use to determine your rates. Life insurance rates by age can vary significantly from each life …
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USAA is a solid company, but are they the right choice for your needs? Learn about their financial strength, coverage options, rates, and more!
We’re constantly researching the best life insurance companies for pre-existing health conditions. When it comes to buying Ulcerative Colitis life insurance – we make sure to find you the best life insurance companies in the marketplace. When we locate the top life insurance companies for our client’s health conditions, we provide them simple options to choose …
Lincoln Financial is a great company, but are they the best choice for your insurance needs? Learn about their rates, financial strength, coverage options, and more!
If you’re looking for information on shopping for the least expensive life insurance for 34 year olds, you’ve come to the right place. How many 34-year-olds have their mortgage just about paid off—or even close? How about their kids college savings plans? Their retirement plan fully funded—or even close? I’d venture to guess that if …
Term Life Insurance Advice from Dave Ramsey Is it the best strategy to follow the Term Life Insurance Advice from Dave Ramsey? If you haven’t already heard of Dave Ramsey, he is a successful real estate expert who understands the highs and lows of investments and money management. Dave Ramsey learned many valuable lessons as he …
It is quite possible for you to find the affordable life insurance at the age of 43, but you must be familiar with the companies that are most favorable towards your situation. Age is simply one of the things that insurance companies use to determine the rates. So who is the top life insurance company …
A $25,000 term life policy may sound perfectly reasonable, but the truth is that your options can be pretty limited if this is the kind of coverage you’re looking for. Most life insurance carriers actually have minimum coverage amounts of at least $50,000 or even $100,000. You may not know, but not all companies offer …
$25,000 Term Life Insurance Policy: What are my options? Read More »
Finding the best life insurance rates for 30 year olds begins with the most frequent question asked – Which life insurance company is the best? That’s a short question — that has a complicated answer. First, you’ll need to know which life insurance companies are the best with a medical exam and compare them with no medical exam …
“So how does Guaranteed Universal Life insurance work?” What is Guaranteed Universal Life insurance (also known as GUL)? These are common questions as most people have never heard of GUL. Most have heard of Term life and Whole life, but not GUL insurance. Term life insurance is the most popular type of life insurance and …
How Does Guaranteed Universal Life Insurance Work? Read More »
Find out how AIG stacks up against the competition. Learn about their policies, rates, pros, cons and more!
Should you buy a Disability Income Rider? When buying a life insurance policy from the top life insurance companies, you may come across something called a disability income rider. Riders can be an excellent addition for some policy owners. A disability income rider offers financial security to the individual who owns a life insurance contract …
The Disability Income Rider— Why Everyone Should Consider It Read More »
Is Progressive the right company for your coverage needs? Find out about Progressive Life, their products, pros, cons and more!
Term life insurance is a product that you may not be thinking about until you buy a home, begin a family or know someone that has passed away. You suddenly realize that your financial future is pretty fragile and you need to protect it. The main concern for most shoppers is to find and buy …
Cheap Term Life Insurance for 47 Year Olds Finding cheap term life insurance when you’re 47 is quite possible, but you need to know a few things to get the best rate. First, who are the best life insurance companies for your age and situation? Age is just one of the factors that companies use …
Our post, “7 Questions You Need To Know Before Buying Life Insurance” will help you understand some money and time saving situations that you may not be aware of when purchasing a policy. You’re not alone if you’ve ever wondered, “How much does life insurance cost?” “How do I get the best life insurance rate?” …
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Finding life insurance for seniors over 80 is definitely possible, but you’ll want to read this guide first. It’s all about finding the type of policy you can qualify for – from the best life insurance companies in the USA. In this post, you’ll get the “life insurance over 80” lowdown on the most frequently …
Voya ING Reliastar is a solid life insurance company. Learn about their history, products, rates and more with this review.
Our Cigna burial insurance review covers rates, pros, cons, features, financial strength and more. Find out if the Cigna final expense policy is for you!
Cheap Term Life Insurance for 57 Year Olds Finding cheap term life insurance when you’re 57 is possible, but you need to know how to find the best life insurance company that will offer you the lowest rate. There are many factors that determine your life insurance rate. What do John Lennon, Glenn Miller, Edgar Allan Poe, …
Your worst nightmare. You’ve faithfully paid your life insurance premiums for decades to protect your family. You pass away and now the time has come for your family to get financial protection with your policy’s death benefit. So, will the life insurance company pay out the claim to your loved ones? Do the top life …
Learn about AARP Life Insurance and find out if you should consider them for your coverage needs.
Find out if Geico is the best option when shopping for your life insurance needs.
It sure would be great if you could return your life insurance policy and get a full refund just like when you buy some shoes or a TV. Unfortunately, you can’t – but you can opt for a return of premium life insurance policy! Return of premium term life insurance provides shoppers the ability to …
You’re shopping for life insurance policies and you have a high risk situation. Perhaps you have a serious illness or have a dangerous hobby or job? It’s possible that flat extra charges for life insurance will be added to your policy. Before you think that there isn’t any way possible that you can get approved- …
Americo is a very good life insurance company. Learn about their history, ratings, products and more with this review.
A thorough review on Transamerica Life Insurance Company, their products, financial strength, costs, pros, cons & how to avoid the $6,480 mistake!
Life Insurance with a DUI: Maybe you have DUI on your record and are just starting to look for life insurance, or maybe you’ve already been denied . Either way, you may be concerned about your ability to get coverage. Who are the top 10 life insurance companies for DUI? Is it even possible? Fortunately, …
Learn about American National’s No Exam plan and find out if they’re the best insurer for your needs. Get financial ratings, rates, and more with this review on American National.
Accelerated Death Benefit Rider: The idea behind a life insurance policy is to provide financial security for those who depend on you for financial support. Life insurance helps them get through rough times if you die earlier than expected. Your dependents will have the income they need to live even after your death. The insurance …
United Home Life is a solid life insurance carrier. Learn about their products, history, rates and more.
How To Get Life Insurance With Bipolar Disorder? In today’s article we’re going to cover how to get how to apply and get approved with a bipolar diagnosis. People who have been diagnosed with bipolar disorder and want to get life insurance have some common questions. When it comes to bipolar disorders, these 4 questions …
When you purchase a life insurance policy, your number one goal is that it will pay your beneficiary when you die – however death can happen in a variety of ways and it’s possible your policy may not cover them all. Then what does life insurance cover? Today we’re going to dig deeper and answer that …
What Does Life Insurance Cover & What isn’t Covered? Read More »
It’s important to get expert life insurance shopping advice. Our “Ultimate Shopping Guide” will guide you through every step – from start to finish. From quotes, to application, underwriting and paying for your policy. Get expert life insurance advice Approximately 18 million people have searched for life insurance but cannot make up their minds. In …
It is surprisingly common for people to go years without getting a medical checkup. Things happen, people get busy, and lack of health insurance can get in the way. Getting life insurance when you haven’t seen a doctor in years is available. Life Insurance When You Haven’t Seen a Doctor in Years: The good news is that …
Getting Life Insurance When You Haven’t Seen a Doctor in Years Read More »
What are the advantages and disadvantages of term life insurance? This is an important question and life insurance shoppers need to understand the pros and cons of term life insurance. Sometimes people get so focused on price or the life insurance company rating and don’t spend enough time learning about policy types. Term life insurance …
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We should start off by saying, Congrats! Whether you’re planning on getting pregnant or you’re adding to your family – this is a wonderful time to enjoy. It’s almost as enjoyable as reading about insurance! Probably not (unless you’re getting hit with morning sickness), but you’re here asking, “Can you get life insurance while pregnant?” …
Is it Difficult to Get Life Insurance While Pregnant? Read More »
Obtaining life insurance for 53 year olds is quite possible, but you need to know which companies look most favorably toward your situation. What are the best life insurance companies in the USA for 53 year olds? Who will offer the best rates? That will be based on a bunch of factors including your age. …
Lowest life insurance rates for 39 year olds Are you looking for the lowest life insurance rates for 39 year olds? There are literally dozens of affordable companies available for those of you who are 39 years old. Finding the right policy for your needs is really very easy if you know what you are …
Why do I need life insurance? This is a question that you may have asked yourself at some point. You know how the saying goes, there are only two things that are certain in life: death and taxes. This article will go over the major reasons why life insurance is needed by most people. Let’s …
Everyone has heard of AAA, but are they a good option for your life insurance needs? Learn about AAA in this review.
If you’ve recently turned 50 or you’re between the ages of 51 and 59 year old, then finding the best life insurance deal is super important. Why? It’s possible that this will be your last time buying life insurance. Typically, Banner Life has the best overall life insurance for ages 50 to 59 years old. …
Finding life insurance with diabetes is possible, but you will definitely want to shop around to find the best policy at the best price when you have a pre-existing condition like diabetes. With the right life insurance company, you can have access to affordable, comprehensive life insurance. The first step is to compare rates and coverage …
Does asthma affect life insurance? It sure can. If you have a preexisting health condition, it is going to be a factor in your eligibility for life insurance. Getting life insurance with Asthma is no exception. But unlike many other conditions it is unlikely to get you denied coverage. To get the best rates possible …
Finding the most inexpensive life insurance for 33 year olds will begin with finding the best life insurance company you can qualify for. This goes for carriers that require an exam and no exam life insurance companies too. Just in case you want to skip the hassle of an exam. It’s extremely important that you …
Are you thinking about changing or replacing your life insurance policy? For many individuals, life insurance is not a set it and forget it purchase. There are a variety of reasons why changing or replacing your policy makes sense. However, replacing life insurance may or may not be a good idea and will depend on …
Grief is a natural response typically felt by some sort of loss, whether it be a death, a failed relationship, a loss of job, etc., everyone experiences it. It is usually experienced with a variety of different emotions like sadness or loneliness. Understanding your emotions and learning how to deal with them in a healthy …
What is Graded Benefit whole life insurance? Not only are we going to give you the “Graded Benefit Whole Life Insurance Definition“, but we’ll go over why it’s a great product for some and a waste of money for others. Do you also want to know what is the best insurance company for graded benefits? …
What Is Graded Benefit Whole Life Insurance Policy? Read More »
Around 160 million people are employed in the US. But they’re not all sitting in an office crunching numbers or selling life insurance. Millions are doing dangerous and high-risk jobs to earn a living and feed their families. Think you’re excluded? Think again. We’re not talking trapeze artists and storm chasers (although yes, those jobs …
Are you wanting to find out the difference between Term, Universal, and Whole life insurance? Our infographic below will go over the key factors of each. When you’re finished, be sure to check out our reviews on Top 10 life insurance companies for all of these policy types. What’s the difference between Term, Universal and …
Difference between Term, Universal and Whole Life Insurance Read More »
We live in a very fast paced world. People don’t want to wait any length of time if they can get something immediately. When it comes to purchasing life insurance- waiting is usually the name of the game. Fully underwritten term life insurance typically takes anywhere from 4-8 weeks and can last much longer if …
Think medical exams are a requirement for every life insurance policy? Guess again. Mortgage Life Insurance with out a medical exam is available from the the top 10 life insurance companies. If one of your main goals for life insurance is making sure your mortgage is paid off should anything happen to you, you have …
Have a Mortgage? Get Life Insurance Without a Medical Exam Read More »
Life Insurance For 31 Year Olds Finding the best life insurance rates for 31 year olds starts with understanding who are the top life insurance companies and no exam life insurance companies. Once that is understood, you’ll want to get in touch with an independent life insurance agent that will shop from all of the best …
20 Year vs 30 Year Term Life Insurance: Are you wondering what is the better deal; a 20-year or 30-year term? How about who are the top 10 life insurance companies for 20 & 30 year term? We’ll answer these questions and more in this review of these 2 popular term lengths. There are so …
20-Year Policy vs. 30-Year Policy— Which One is For You? Read More »
On the average, about 93,000 people find out they have cancer after their first diagnosis every year. The good news is that colon cancer is a curable health condition, but your chance of recovery is dependent on the stage of the cancer after your diagnosis. Colon Cancer and Life Insurance If you have any form …
Did you happen to receive a life insurance decline? Perhaps you had a minor or major risk that you weren’t aware of that caused your application to be declined? Or maybe you didn’t apply with the best life insurance companies for your risk? In this article, we’re going to go over what to do next …
Life Insurance Decline: reasons why life insurance is denied Read More »
We put together our “13 Steps Showing Exactly How to Buy Life Insurance” guide for shoppers who are frustrated and overwhelmed with the life insurance buying process. With so many great life insurance companies to choose from, it’s easy get frustrated, but that frustration ends now! https://youtu.be/0gQ-bOeLn5o Studies have shown that over 18 million people …
13 steps showing exactly how to buy life insurance Read More »
Is the Process of Buying Life Insurance Online Easy? Is it easier to get coverage from the top life insurance companies? It’s possible depending on how a company processes business. Do they only accept paper application or do they use technology? Since the creation of the internet, our lives have changed significantly. You can, pretty …
Is the Process of Buying Life Insurance Online Easy? Read More »
Suze Orman is a renowned financial advisor, TV personality and motivational speaker. She is the author of 10 books and has been the host of the award-winning “The Suze Orman Show” since 2002, on which she advises people on different matters concerning personal finances and investments. So, what does Suze Orman say about life insurance? …
Life insurance suze orman: What Does she think About getting covered? Read More »
The Assurity Life Insurance Company is an excellent carrier. Learn about their products, history and more with this Assurity review.
Nowadays, people get insurance for almost everything. If you think insurance is just a pain because of all the payments you’ll make, think again. Insurance helps and can really get you out of financial trouble quickly. For instance, with driving a car, insurance can cover damages on your vehicle, personal injuries, and many other liabilities. …
Haven Life is a solid company. Learn about their products, ratings and more with this Haven Life review.
Our Aetna burial insurance review covers rates, features, pros, cons, financial strength and more. Find out if an Aetna final expense policy is for you!
$500,000 Life Insurance Policy: When it comes to life insurance rates, one of the most frequent questions we are asked is, “What Does a $500,000 Life Insurance Policy Cost?” What Does a $500,000 Life Insurance Policy Cost? Using our quote engine, it’s simple to figure out the price of a life insurance policy worth $500,000. …
Who are the best Guaranteed Issue Life Insurance carriers? Find out which companies cracked our Top 5 list!
Life insurance for 41 year olds Searching for the most affordable life insurance rates for 41 Year Olds? Who are the top 10 life insurance companies for 41 year olds? Getting the best life insurance at 41 isn’t difficult, however you’ll want to know which life insurance companies are best for your situation. Age is …
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If you are looking for the best life insurance rates for 61 year olds, we’re going to walk you through how to make sure you get the best policy available and best way to apply. We work with over 60 of the best life insurance companies in the USA – that way we can guarantee …
What’s the Best Life Insurance for 61 Year Olds? Read More »
When you’re shopping for life insurance you’re probably going to come across a bunch of vocabulary that you’re a little unsure about. Words such as underwriting, beneficiaries, permanent coverage, and life insurance premiums to name a few. To make it even more of a head scratcher — not all life insurance companies use the same …
Everything you need to know about Life Insurance Premiums Read More »
Find out if AIG is the best company for your coverage goals. Learn about their financial ratings, rates, and more with this AIG review.
Confused about AICPA trust refunds? Learn how they reduce your premium contributions with this review of AICPA life insurance trust refunds
There are many people who want to have a minor or their child as the beneficiary of a life insurance policy. Is leaving life insurance to a minor a good strategy? This is an important question to ask and choosing the proper beneficiary is key. Life insurance is supposed to pay for the things that …
You’ve begun your search for the best life insurance for 59 year olds. To find the lowest life insurance prices, you want to know which life insurance carriers will provide the greatest chance at approving you at the most affordable rate. Who is the best life insurance company for a 59 year old? Let’s find …
What is the best life insurance for 59 year olds? Read More »
Can you have more than one life insurance policy? How many insurance policies can one person have? It is absolutely possible to have more than one life insurance policy. The reality is that there are people who have multiple insurance policies – from several of the best life insurance companies in the USA. They may …
How Can You Have More Than One Life Insurance Policy at once? Read More »
The phrase Life Insurance Collateral Assignment is an often used term in the industry, but most people don’t have a clue what it’s for. Worse yet, your bank may have requested one when you’re applying for an SBA loan. Do the top 10 life insurance companies offer it? Does it cost more to do it? …
Understanding life insurance collateral assignment and how to use it Read More »
Is the Symetra Life Insurance Company the best carrier for your coverage needs? Learn about their ratings, history, & rates before you decide.
If you’re worried you can’t get life insurance with Crohn’s disease, stop that negative thinking right now. If you have Crohn’s don’t think that all hope is lost when trying to get coverage. Even if a carrier has declined you before, you still have a very real possibility of getting term life insurance coverage. Is …
I Have Crohn’s Disease. Can I Get Life Insurance? Read More »
Today we’re going to answer some popular questions about the Medical Information Bureau. This is a topic that life insurance shoppers may be puzzled by. These questions often include: What is the MIB? Who makes up the Medical Information Bureau? What is the Medical Information Bureau database? Do I have an MIB file? The Medical …
who makes up the medical information bureau & What Do They Do? Read More »
Debt has a habit of sticking around with us no matter how many years go by. Whether it’s the mortgage payments, the vehicle payments, or the never-ending student loans, it can feel like we may be stuck in this cycle forever. I’m Concerned About Leaving Debt To My Children One of the main stressors for …
Ok, so what is life insurance underwriting? This is an important question that many life insurance shoppers should be asking. Basically, it’s when companies implement a screening of potential insureds using risk evaluation and premium-setting processes. It’s completely necessary and a fundamental system of insurance underwriting. You have probably done all your homework by searching …
Our ultimate no-medical exam resource will help explain the benefits of No-Exam life insurance, the top companies, prices and more.
What is life insurance and where did it come from? Today we’re going to answer that and why you should care, because it might be the most important purchase you make for your family or business. What is life insurance? Life insurance can be defined as a type of insurance that will pay a death …
Did you know that you can “Save Age on Life Insurance?” You’re probably thinking, what in the world is that? As you probably already know, the price of your life insurance policy is heavily based on your age. The older you are – the more expensive the policy will be. What you may not be …
What Does It Mean to: “Save Age on Life Insurance?” Read More »
Find out if Guardian Life Insurance is the right company for your coverage needs. Learn about their financial ratings, rates, and more with this Guardian Life review.
Are you feeling a little overwhelmed trying to figure out all of your life insurance options? You probably have a bunch of questions about price, coverage, beneficiaries…there’s just so much to figure out. Great news…there’s an easier way. We put together a list for you that will help you choose the best life insurance policy. …
Look no further and read our review of the best term life insurance companies and compare quotes from the top term life carriers.
Update: Genworth has announced that they are no longer offering new life insurance policies for purchase. Please read our Updated Genworth life insurance review in the Notes at the bottom of this post. Find out and learn about who are current best life insurance companies available to you. Genworth Life Insurance Review In addition to …
It’s not a big exaggeration to say that life insurance is one of the last things that people like to think about. When we grow older and our mortality becomes more apparent with every new ache and pain life insurance becomes something that weighs heavier on our minds. Or when we start a family of …
There seems to be an endless amount of life insurance types available for today’s shoppers. Each life insurance policy has their advantages and disadvantages. Whole life has been around the longest and term life insurance tends to be the least expensive. But what about decreasing term life insurance? If you haven’t heard of this type …
A 15 year term life insurance policy will simply provide you a level rate and coverage for a 15 year period. Most insurers provide this term length, so there is competition for your business. What is the best life insurance company for a 15-year term life policy? We’ll answer that question and more. 15 Year …
Nationwide is a solid life insurance company. Learn about their history, rates, and financial strength in this Nationwide review.
Who are the 50 highest rated carriers in the nation? Find out which companies are the strongest financially.
Learn about the John Hancock Life Insurance Company. Find out about their history, ratings, products, rates and more.
Accidental Death Benefit Rider: In the event that you die in an accident, the Accidental Death Benefit Rider of your life insurance policy will pay an additional amount – usually two times the amount of the benefit – to your beneficiaries. In today’s post, we’ll go over the pros & cons of the accidental death benefit …
Life Insurance for Private Security Contractors in Dangerous Places: Private contractors often work for six figure incomes and tax benefits from overseas contract work. For many Americans looking for employment, it’s a great opportunity. This is especially true for ex-military. Ex-Military private security contractors can make significantly more money working for private military contracts then …
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Looking for the best $750,000 term life insurance rates? A $750,000 term policy is the right choice for many who want more than $500,000 of coverage, but don’t need a million dollar policy. If your income is above $50,000 and/or are the sole provider for your family, this amount will help ensure that they can …
Top 18 Factors That Affect Life Insurance Premiums: Life insurance rates are based on a variety of different factors that when combined go into determining the premium you’ll pay. These factors are aren’t always the same even when comparing the best life insurance companies. If you’re just starting to look for life insurance, you may …
Top 18 Factors That Affect Life Insurance Premiums Read More »
Learn about American National and find out if they’re the best insurer for your needs. Get financial ratings, rates, and more with this review on American National.
If you’re like most life insurance shoppers with GERD… …you’re probably wondering if there are affordable insurance options for Acid Reflux. In this post we’ll answer that and show you step by step how to secure coverage. Life Insurance with Acid Reflux Here are 7 steps you should follow if you’re wanting to get approved …
Life Insurance for Pension Maximization: Life insurance exists for the primary purpose of making sure your loved ones are protected when you die. Typically, this just means replacing your lost income so that they can still maintain their lifestyle. Life Insurance for Pension Maximization But what happens when you retire and are no longer making …
Getting fit after 50 may seem like an impossible task. Well it isn’t and we’re going to provide you a list of ways to get back into shape. Why getting in shape after 50 is important It can be quite overwhelming when you’re at the beginning stages of getting in shape. Just thinking about health, …
How to get in shape In Your 50s and Save 25% on Life Insurance! Read More »
When buying pricey things, you typically finance it or pay with cash. This happens with big purchases – like buying a car or home. The same thing can happen with life insurance. The majority of people pay their life insurance premium either monthly or annually. However, you also have the option to buy it with …
Will Symetra be the best company for your insurance needs? Learn about their financial ratings, rates, and more with this Symetra review.
Looking for answers to your life insurance questions? Our FAQ provides the answers to the most frequently asked life insurance questions. LIFE INSURANCE FAQ There are no costs for our clients when applying for a life insurance policy. The purpose of an application is to see what official rate a life insurance company will offer …
Funeral poems, funeral prayers and memorial verses are often a familiar part of funeral services. It’s a difficult time and sometimes it’s hard to find the right words to express the death of a loved one. We wanted to provide you a resource to help communicate and express your loss. We hope you will find …
Child Rider Life Insurance– Losing a child is possibly the most heart wrenching experiences a parent could have. Having to pay for a funeral and continuing to work during this horrible time would make things worse. Having some type of life insurance in place for your child can be a good idea in order to …
Firefighter funeral traditions provide our fallen heroes the respect and gratitude they deserve for the ultimate sacrifice they made to our society. The types of funerals that firefighters have are usually classified as: Formal (full military-style honors and traditions) Semi-formal (some traditions and honors) Non-formal Private When firefighters pass away their family isn’t alone. The …
Life Insurance with COPD Diagnosis: It can be difficult, when you’re diagnosed with Chronic Obstructive Pulmonary Disease (COPD), to find affordable life insurance. To start, who are the top rated life insurance companies for COPD? What will it cost? These are usually the 1st questions we receive for any high risk life insurance condition– It’s …
Finding affordable life insurance in your 40s is quite possible, but you need to know which companies look most favorably toward your situation. Age is just one of the factors that companies use to determine your rates. These rates can vary significantly from each life insurance company. Life insurance isn’t standardized when it comes to …
What’s the Best Life Insurance for 40 Year Olds? Read More »
Have you been informed that you won’t qualify for a life insurance policy due to a diagnosis of Cerebral Palsy? Well worry no more. Cerebral Palsy life insurance is possible! We are here to walk you through your life insurance coverage options for preexisting health conditions, even with a diagnosis of Cerebral Palsy. Cerebral Palsy …
When shopping for life insurance, a history of aneurysm can complicate the process. If you currently have had an aneurysm, getting life insurance can be more difficult. Depending on the specific details of your aneurysm, it may or may not exclude you from the best life insurance rates and policies. However, there are still insurance …
Purchasing Life Insurance after Having an Aneurysm Read More »
So you’re wondering how your weight affects your life insurance rates? You might be surprised to know that how much you weigh has a direct impact on the kind of insurance rates you pay. It may seem unfair, but even the top 10 life insurance companies will factor in your weight. When you are overweight, …
How Your Weight Affects Your Life Insurance Rates Read More »
You probably have some of the same questions we frequently get about $250,000 term life insurance rates. Questions like: Who are the top 10 life insurance companies for term? How much will it cost? How do I qualify? Term life is the easiest type of life insurance to understand. While some people search for lower …
Life Insurance At Age 42 Who are the best life insurance companies for 42 Year Olds? Who has the lowest rates? Trying to secure the best life insurance for 42 Year olds isn’t difficult for the majority of people. Your goal is in finding the right company that will offer you the best life insurance …
Prudential is an elite life insurance company. Learn about how their products may help meet your HIV coverage goals.
I think you’ll agree with me when I say: Most people shopping for life insurance are worried about choosing the wrong life insurance company. They simply want to get a policy from one of the best life insurance companies. Is Primerica one of the best companies? We put together an honest and helpful review on Primerica …
Learn about the Lincoln Financial Life Insurance Company find out if they will provide you the most value & the best price for life insurance.
Least Expensive Life Insurance for 56 year olds Who is the best life insurance company for 56 year olds? Finding the least expensive life insurance policy isn’t very complicated and we’ll teach you how. When you’re starting your research, you need to know which companies look most favorably toward your situation. Age is just one of the …
Liberty Bankers Life is a solid life insurance company. Are they the right choice for you? Learn about their ratings, products, rates and more with this review.
You’ve probably done some research and have a good idea who the top rated life insurance companies are based on type, riders, and options. But, maybe you’re still questioning some things. That’s good, because we’re going list the top 15 secrets life insurance companies want hidden from the average shopper. Let’s get into some inside …
Vantis Life is an excellent insurance company. Learn about their ratings, products, rates and more with this review.
Life Insurance With Angina Pectoris: When you need life insurance, companies tend to be rather stringent with their approvals. So what is the best life insurance company for Angina Pectoris? If you suffer with a medical condition like angina pectoris, being approved may be harder than normal. However, Life Insurance Blog can help people attain …
This AICPA review will explain how you could be overpaying on your life insurance. Learn money saving tips by shopping on the individual market.
Unfortunately, dying without life insurance is a fairly common situation. Have you ever come across someone on social media that’s setup a GoFundMe to help pay for an unexpected death? I have and it’s a very sad situation. The death of a loved one is already difficult enough to face head-on by the bereaved family. …
Death Without Life Insurance: What are the Potential Expenses? Read More »
Life insurance rates by age can vary significantly, even from the top life insurance carriers. The type of policy you’re seeking will also effect the premium. If you are looking for a life insurance policy that doesn’t require a medical exam, this article will cover a few different options that are available to you. We’ll …
Penn Mutual is a solid insurer, but are they the right company for your needs? Learn about their financial strength, coverage options, rates, and more!
Will North American Life insurance be the best company for your coverage needs? Learn about their products, financial ratings, rates, and more.
Life Insurance for 37 Year Olds If you are 37 or getting ready to turn 37, you are probably starting look around for a good life insurance policy to protect your family should anything happen to you. You’re wanting to know the top life insurance options for 37 year olds. Who are the best life …
Learn about the life insurance policies sold through Costco. Find out financial ratings, rates, and more with our review of Costco Life Insurance.
When it comes to finding out how much your life insurance policy will cost, family history can be a major factor. In this article, we’re going to go over the most common (and uncommon) family history health risks that can affect your rate. We’ll also go into how and why life insurance companies find out …
Looking to keep your company protected with Key Person Life Insurance? Who is the best life insurance company for a key person? Is it difficult to get a policy approved? Having an important key employee replaced can take a lot of money and time. The time it takes to transition and replace your key person …
So you’re looking for a 1 million dollar life insurance policy to protect your family, loved ones or business. You’re probably wanting to know what is the best life insurance company for a one million dollar life insurance policy and who will provide the lowest rate? Will the rates be too expensive? Will you qualify? …
Affording a Million Dollar Life Insurance Policy Read More »
Can I Save Money Buying Direct From a Life Insurance Company? The short answer is… No. You can buy direct with many companies, but it will not save you any money. That’s right. Purchasing term life insurance direct from the life insurance carrier won’t save you a dime. In fact, it very well may cost you …
Can I Save Money Buying Direct From a Life Insurance Company Read More »
Best Life Insurance Rates for 35 Year Olds– If you’re 35 and need life insurance, always make sure to use an Independent agent to find affordable life insurance. Best Life Insurance Rates for 35 Year Olds A 35-year-old can purchase a life insurance policy for a good price if he/she knows where to go. For …
Term life insurance for scuba divers is not straightforward, and premiums can vary considerably from carrier to carrier. High-risk activities such as scuba diving can mean increased premiums, and sometimes “flat extras” – especially if you don’t know which life insurance company to apply with. A “flat extra” fee refers to a flat fee tacked …
Guaranteed Universal Life insurance is an excellent product that most shoppers aren’t aware of. Who are the best GUL companies? Find out with this review!
Does living healthy lower my monthly premium for life insurance? How much you’ll pay for life insurance depends in part on your likelihood of living a long life. Insurers run your age, health and lifestyle through statistical algorithms to assess the likelihood of you filing a claim against your policy and classify you by that risk. …
How healthy living equals lower life insurance rates Read More »
Find out if John Hancock is the best company for your needs. Get financial ratings, rates, and more with our John Hancock review.
It’s pretty frustrating for most shoppers looking to buy affordable life insurance with Addison’s Disease. Perhaps you’ve applied in the past and were shocked at the price – or worse, declined! We’re very familiar with this and know how you feel. At Life Insurance Blog, we hear from people every single day who are tired …
Are over 65 and considering buying life insurance? Who is the best life insurance company for people over 65? Perhaps your term policy is expiring soon and you’re shopping for a new policy? In this article I’ll discuss term life options for those over 65, including life insurance no exam for seniors and why AARP is …
Are you in need of arthritis life insurance, but not sure if you’ll qualify for coverage? This article will provide you what you need to know about obtaining coverage. We’ll show you key details from the underwriter’s perspective. What is the best life insurance company for Arthritis? Discovering which life insurance companies that have favorable …
Is Arthritis Life Insurance Possible & Affordable? Read More »
Life insurance costs can be very confusing and difficult to figure out because there are so many different types. When shopping for life insurance from the best life insurance companies – you need to take into consideration product options such as whole life, term life, and universal life insurance. Your life insurance cost can vary …
In order to find the best place to get life insurance at Age 44 you must have options. One of our objectives at LIB is to give our clients different options from the top rated life insurance companies in the market. These include traditional policies as well as no medical exam life insurance options. Trivia: What …
How Much Life Insurance Do I Need? This is often the first question shoppers ask before buying life insurance. Understanding how much life insurance you need is obviously important. This goes without saying. Usually everyone knows that life insurance will cover: Future Income Mortgage Funeral Costs However, there are several areas that you may not be thinking …
How Much Life Insurance Do I Need Calculator Search Tool Read More »
Learn about Foresters & find out if they’re the best life insurance company for your coverage needs.
$100,000 Term Life Insurance Rates and Options – What is the best life insurance company for $100,000 term life? Who has the lowest rates? If you’ve decided to buy a $100,000 term life insurance policy it’s time to sift through all of your options so that you can choose the best policy that suits both …
Mutual of Omaha is a solid company. Learn about their products, financial ratings, rates, and more with this review of Mutual of Omaha.
Life insurance with Type 1 Diabetes: If you’re an American with diabetes, you’re far from alone. It is estimated that over 25 million children and adults in the U.S have diabetes, and the numbers just continue to climb with 2 million new cases being diagnosed each year. Are you wondering if getting life insurance when …
Getting Life Insurance When You Have Type 1 Diabetes Read More »
Learn about National Life Group and their insurance products, history, ratings, prices and more!
Life Insurance with Cardiomyopathy Any sort of pre-existing medical condition raises concern among the top rated life insurance companies— especially when that condition concerns the heart. Cardiomyopathy is a condition, or rather a group of conditions, that affect the heart muscle. It varies very much in severity and complexity, and fortunately life insurance companies understand …
Most Affordable Life Insurance for 51 year olds Finding affordable life insurance in your 50s is quite possible, but you need to know which companies look most favorably toward your situation. Age is just one of the factors that companies use to determine your rates. Life insurance rates by age can vary significantly from each life …
Most Affordable Life Insurance for 51 year olds Today Read More »
If you’re like many cigar smokers, you may have already made the assumption that life insurance companies are automatically going to give you expensive tobacco rates. But guess again. The truth is that you may be eligible for non-tobacco rates, and we are here to help you get the best coverage possible. Several of the …
Table of Contents Add a header to begin generating the table of contents Scroll to Top U.S. coal mining deaths: 1900-2019 Here are the number of coal mining deaths in the United States, from 1900 through 2019. The average annual coal mining fatalities in the United States the past decade has fallen by approximately 60% …
Are you a business owner considering a buy sell agreement life insurance policy? You understand how hard it is to make sure your company is successful and profitable. If you’re a co-owner or partner of the company, you’ve also spent time helping the value of your business grow. By using a buy sell agreement, you …
AXA Equitable is a solid life insurer. Learn about their rating, products, rates and more with this AXA Equitable review.
If you’ve been diagnosed with high blood pressure or “hypertension”, you have every right to be concerned about how this may affect your insurance rates. Rates from the top 10 life insurance companies can vary significantly too. Fortunately, the good news is that you can still get decent term life insurance policies with high blood …
How High Blood Pressure Affects Life Insurance Rates Read More »
Are you finding it challenging trying to choose the right insurer with the best life insurance company ratings? Are you 45 or above and looking for great coverage at a reasonable rate? Do you like options or simply want a cheap term life insurance policy? If you’ve answered yes to any of these questions, then …
If you have or had an eating disorder, it can create a few roadblocks when you’re shopping for life insurance. However, big reason people tend to pay an excessive amount of money for life insurance is that they shopped with only one company. This is a huge mistake because the best life insurance companies for …
Protective Life is the best companies around. Learn about their financial ratings, rates, and more with this review on Protective Life.
We did the research and found the Top 10 Best Cash Value Whole Life insurance companies. Our review will cover financial strength, advantages, disadvantages and more!
Find out if AICPA is the best option for your life insurance needs. Learn about financial ratings, rates, and more with this AICPA review.
What do life insurance medical exams test for? Many of the best life insurance companies require a medical examination before offering you a policy. The medical records supplied to the life insurance underwriters from your physician can provide them a clearer picture of your health. This will allow the life insurance company to determine the …
Life insurance medical exam what do they test for? Read More »
Will a permanent life insurance policy from AARP be the best option for you? Learn about their products, rates and possible alternatives in this review.
What is a life insurance beneficiary? Let’s say that you just put in your application with one of the best life insurance companies – at some point they’ll ask you to choose your beneficiary. You’ll need to select a “Primary” and possibly a “Contingent”. What are primary and contingent life insurance beneficiaries? Today, we’re going …
Have you ever been in a financial pinch where you needed cash quickly due to an emergency? Most of us have experienced an unexpected situation whether it was with your car, home or some other predicament. If you have a life insurance policy that grows cash value, then a life insurance policy loan may seem …
Will Marijuana Use Affect Life Insurance Rates? Which life insurance company is best for Pot Smokers? These are a couple of the most common questions we get regarding life insurance and marijuana. Consumers are unsure how their marijuana use will affect their ability to secure a life insurance policy. The use of cannabis or marijuana …
Term life is often times the most popular type of life insurance for a variety of reasons, but will it be the right policy for you? You probably have some questions such as, What is the best life insurance company for 10-year term life? Will 10-year term life insurance provide me enough coverage? How much …
Least Expensive Life Insurance for 36 Year Olds– If you are 36-years-old and are thinking about getting life insurance, then you’re likely worried about leaving financial responsibilities on your family. Many people seek out life insurance when they turn 36 so they can get a low rate locked down while they’re in optimal health. Least …
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I was recently contacted by a gentleman and asked, “Does ADHD affect life insurance rates?” It may depending on several factors. Attention Deficit Disorder and Attention Deficit Hyperactivity Disorder— better known as ADD and ADHD, respectively— is commonly diagnosed in childhood. While it is true that most people are diagnosed in childhood and around 75 percent …
Mass Mutual is one of the largest insurers in the country. Learn about their history, products, ratings and more with this review.
Will Globe Life be the best insurance company for your coverage needs? Learn about their history, rates, products and more with this review.
Banner Life is an elite life insurance company. Learn about their history, products, rates and more with this review.
life insurance for marijuana users Did you know that not all companies look at marijuana use the same? Prudential is an elite insurer and one of the top 10 life insurance companies for marijuana users. We’re going to show you why you should consider applying with them if you use medical marijuana and what rates …
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You can sell your life insurance policy with a process known as a life settlement. Learn all about life settlements and find out how much your life insurance policy is worth.
Purchasing a home is a dream common among people all over the world. It represents a major financial accomplishment, not to mention a path toward building wealth for the future. However, buying a home comes with some risk. There are many upfront costs associated with becoming a homeowner, along with the ongoing financial obligation of …
You probably don’t want to think about the possibility of suicide. No one wants to consider the fact that there may come a day when they feel as though they have no other option but to take their own life. As horrible as that thought is, it’s a very real situation for some people. Does …
Is Americo the best company for your insurance needs? Find out their financial ratings, rates, and more with our Americo Final Expense review.
Are you worried about bad retirement planning? A solid retirement plan is the end game of any individual wanting to free themselves of career-related responsibilities while still enjoying a comfortable life. However, having a good retirement plan may seem like miles away if one does not spend time to think of the future while acting …
Tobacco products are not created equal and the same goes for qualifying for life insurance. Chewing tobacco presents some health risks, but they aren’t significant in the eyes of some life insurance companies. The best life insurance companies know this and can give you a much better deal compared to the competition. Most insurance providers charge …
Chewing Tobacco Life Insurance Blood Test: What you need to know Read More »
There are so many life insurance policies sold that are $100,000 or more – it may surprise you that so many people would even want a $50,000 life insurance policy. However, this amount may actually be the best choice for you. Perhaps you’re a young adult and cannot yet afford a big policy, or maybe …
If your doctor has told you that you have high cholesterol, it’s natural to feel concerned about how it affects your life insurance rates. But the truth is that life insurance providers and doctors define “high cholesterol” differently. Even more confusing, each life insurance company has its own guidelines for what are acceptable cholesterol levels, …
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30 Year Term Life Insurance: If you’re considering buying term life insurance from the best life insurance companies, you may asking yourself how long should I have life insurance – is 30-year term the right choice? Most term policies are 10, 15, 20 or 30 years. If you’re needing a cheap term life insurance policy …
Are you like most shoppers – trying to figure out what is the best life insurance company for your situation? Are you concerned about life insurance company bankruptcies and the possibility that they won’t be around in the future? If you’re shopping for life insurance, you’re guaranteed to see the name A.M. Best. We’ll explain …
It’s true. Life insurance is available for ages 70 and older. However, there are things you need to know before choosing your policy. There are certain life insurance options are available to you in your 70s — and some that are not. This goes for available insurers too. You won’t have every option available due …
My dad was a firefighter, so I know all too well the importance of having life insurance. If the unthinkable would have happened, our family would have been devastated emotionally and financially… More than likely, this result would hold true with your family too. This article is going to address the coverage options available and …
Life Insurance Statistics Raise your hand if you love facts about life insurance statistics! What…nobody? What about life insurance trivia? Still nobody? Well perhaps we’re a little wacky at LIB because we put together a bunch of life insurance fun facts for you. In fact (no pun intended), we have over 20 Interesting Insurance facts …
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You’re ready. You’ve decided that it’s time to purchase life insurance. A few important questions you might be asking: When does my life insurance policy actually begin? How long before life insurance takes effect? These are great questions. Understanding when your life insurance policy starts is important. There are 3 key dates in your life …
Many occupations can be considered high risk in the eyes of life insurance companies and their underwriters — but not for police officers. The majority of police officers can buy life insurance without being penalized — just as long as your health and other underwriting factors are ok (more on that later). If want to …
There’s a popular philosophy that you may have heard of. It’s called “Buy Term And Invest The Difference” and there are many financial professionals who promote it. On the other side of the coin, there’s a philosophy of buying permanent life insurance that will build cash value. Which philosophy is better? Which strategy is best …
Does bankruptcy affect life insurance? It sure can. Shoppers are often shocked to hear that their financials are factored into the life insurance process. There are many factors involved – some more obvious than others. What is the best life insurance company for bankruptcies? It will depend on several things. Your health, family history, any …
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Colonial Penn is a solid company, but are they the right choice for your needs? Learn about their financial strength, coverage options, rates, and more!
We’re frequently asked, “Can I get life insurance if I have cancer? Is life insurance for cancer patients available? What is the best life insurance company for cancer?” In this article we’re going to show you how to buy cancer life insurance for every possible situation. We’ll provide you everything you need to know about …
Are you or someone you know the beneficiary of a life insurance policy? If so, you’re probably wanting to know, “How Long Does It Take to Get Life Insurance Money?” For the majority of situations, a life insurance death benefit will be paid within 30 days. This is typically the case with the best life …
How Long Does It Take to Get Life Insurance Money when someone dies? Read More »
Which life insurance companies will approve you quickly? We did the research and found the fastest life insurance companies.
Life insurance companies can offer you a variety of life insurance settlement options when the insured passes away. To put it in basic terms, your Life Insurance Settlement Options are the various choices that are available to distribute the death benefit to the beneficiary. Settlement options in life insurance Your life insurance policy has 2 …
Find out if Nationwide is the best carrier for your needs. Learn about their financial ratings, rates, and more with this Nationwide review.
Every wonder what a life insurance agent makes when you buy a life insurance policy? Today we’re going to answer the popular question of “How do life insurance agents get paid.” We’ll also go over some tips on how make sure your agent is looking out for you and not their pocket. Hopefully, you’ll have …
What does a 20 year term life insurance policy mean?? 20-year term life insurance is a type of life insurance that provides coverage for 20 years. It’s a level term life policy, meaning the premiums that you pay and the coverage you get lasts for 20 years.
Find out if Pacific Life gives you the best chance of affordable coverage. Learn about their financial ratings, rates, and more with this Pacific Life review.
When are you going to die? Have you ever wondered ‘when will I die?’…Well our digital life expectancy calculator is going to answer that for you. Your death date* will depend on a variety of factors like your lifestyle and how much you smoke. To predict your death date, just input your BMI and a …
Is life insurance taxed? It would be great if this one question could be answered with one response. Understanding the tax rules on life insurance can’t be answered with 1 simple answer unfortunately. Top 10 Life Insurance Tax Tips Here are the 10 most common life insurance tax situations and answers to the questions that …
“What are all of these details on my life insurance quote?” This is a common question for life insurance shoppers. Having the knowledge so you know how to understand your term life insurance quotes is one of the first steps to getting the best policy available. In order to save on life insurance you have …
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Looking to see if NCE one of the best guaranteed issue life insurance carriers? If you’re looking to get life insurance without any medical questions, then NCE Generations Plus Guaranteed Issue life insurance might be the perfect fit for you. Life insurance typically involves extensive underwriting and qualifying measures before you can actually buy it. …
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Request Free Life Insurance Quotes Now Your Free Quote is just clicks away. Compare accurate life insurance quotes in one place, adjust term and coverage amounts, and view prices monthly or annually. Life insurance doesn’t get easier than this. Who Needs Life Insurance? Life insurance can pay for funeral costs, provide income replacement in the …
How to Pass Life Insurance Medical Exam? It’s commendable that you are doing the right thing for your family with life insurance. Good for you, for this is one of the best steps in securing your family’s financial future. For a life insurance company to pledge hundreds of thousands (even millions) of dollars, they need …
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Looking to see if Minnesota Life is the best company for you? Learn about their history, ratings, products & more with this review.
Life Insurance for Alcohol Addiction We’ve put together this article so you’ll know how life insurance is shopped with a history of alcohol addiction. Life Insurance Blog simply helps you find the best life insurance companies even with a history of alcohol abuse. We’ll research and provide you the best life insurance companies for recovering alcoholics. How to buy …
Gerber Life is an excellent burial insurance company. Learn about their history, products, rates & more with this Gerber review.
Will you get the best policy if you shop with SelectQuote? This review will provide the pros, cons and alternatives to consider.
Have you been diagnosed with a Keratinocyte cancer, also known as Squamous Cell Carcinoma or Basal Cell Cancer? If so, and you’re wanting to buy life insurance with Basal Cell skin cancer – you need to read this article. Life Insurance With Basal Cell Cancer Educated shoppers should ask a few important questions. If you’ve been …
Finding inexpensive life insurance for 55 year olds is quite possible, but you need to know who is the best life insurance company for your situation. Your age is just one factors that life insurance companies use to calculate your health class and rates. Life insurance rates by age vary tremendously from each life insurance company. Inexpensive Life Insurance …
Life Insurance with Epilepsy and Seizures If you need life insurance and were diagnosed with epilepsy, there are a few questions you should ask yourself before you apply for any kind of life insurance. How do you get the best rate? What is the best company life insurance company for Epilepsy? Is a medical exam …
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Osteoporosis is the most typical type of bone disease, but will it make it difficult to buy life insurance? When it comes to life insurance, it boils down to your specific health and which life insurance company will approve you. So what is the best life insurance company for Osteoporosis? How do you get the …
Are you like most people? Are you concerned you’re going to apply with the wrong life insurance company and get denied because of your Muscular Dystrophy? Selecting the wrong company can mean higher rates or worse – a decline in coverage. A common mistake people make when shopping is to work with an agent or …
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Are you searching for the least expensive life insurance for 46 year olds? Who are the top life insurance companies for this age group? What types of policies and options are available? When you’re in your late forties, the most widely recognized reason our customers request life insurance quotes is to make sure there isn’t a loss …
When you suffer with anxiety or depression, getting life insurance isn’t as easy. Just know that anxiety and depression sufferers can still get affordable life insurance coverage. However, when you’re ready to apply, you need to pick from the best life insurance companies that will offer you the best premium rates for depression or anxiety. If …
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People suffering from digestive tract illnesses are pretty common. There millions of americans dealing with celiac disease, digestive tract diseases and other pre existing health conditions. It can be extremely uncomfortable in your everyday life when you have a bowel disorder. Term Life Insurance With Celiac Disease There are several digestive tract disorders but the most …
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Best Life Insurance for Breast Cancer Survivors – This article will go over the what you need to know in order to secure life insurance coverage after breast cancer. Is it possible? Is it affordable? What is the life insurance process? Who are the top life insurance companies for breast cancer? Breast cancer, like many …
You may have asked yourself, “Why can’t I lie on a life insurance application?” For a variety of reasons, there are people who feel like bending the truth isn’t a big deal when applying for life insurance with the top life insurance companies. There are times when I speak with people that tell little white …
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The North American Company for Life and Health Insurance is a solid carrier. Learn about their history, ratings, products and more.
Shopping for life insurance may not be fun or exciting, but it is important. If you have family members who depend on you, it is important to have sufficient life insurance coverage in place. Life insurance is designed to protect those you care about and give them the financial stability they need in the event …
Index Universal Life Pros and Cons – You’ve maxed out your 401(k) or IRA. Now what? You need additional retirement funds, but you don’t know what you can contribute to. Sure you could go through the complicated process of making non-qualified contributions to your IRA, but that comes with extra paperwork and the risk that …
If you’re shopping for Life Insurance for a 30 year old woman – you’ve come to the right place. Purchasing a life insurance policy may not be at the forefront of your mind when you turn 30, but the truth is that this is a great time to apply. Life Insurance for a 30 year …
Term life insurance is a great thing to have in and of itself, but it can be transformed into even better coverage for your life if you understand policy attachments. An Accelerated Death Benefit is one of these attachments. It is just one more way of making sure that your eventual passing does not come …
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