How To Purchase Term Life Insurance Online

How To Purchase Term Life Insurance Online
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Shopping for life insurance for the best companies doesn’t have to be torture or time consuming.

It can actually be quick and convenient. They key is using the resources and professionals available to you. 

How to purchase term life insurance

Here are 7 steps you should follow if you're wanting to get approved for coverage.
Total Time Needed: 30 minutes

Required Tools:

- Computer.
- Phone.

Things Needed?

- Independent licensed agent

Steps to get approved

Step 1: Work with an independent agent
With term life, make sure to use an independent life insurance agent that has access to multiple companies.
Step 2: Communication
Your agent will listen about your goals for coverage. They will also ask you the questions that a life insurance company underwriters will want to know about your health and hobbies.
Step 3: Shopping the competition
Your agent is like your personal shopper. They will find the best company that will approve you and give you the best deal for term insurance.
Step 4: Choose your company and policy
Once the bests companies have been found, you can choose the policy that meets your specific needs, goals and budget.
Step 5: Apply
Your agent will help you apply quickly and easily online or over the phone. Most companies provide e-signatures and e-delivery so you can submit your application as quickly as possible.
Step 6: Underwriting
After submitting the application you will begin the underwriting process. Once that has been completed you will know if you’ve been approved.
Step 6: Purchase your policy
Once your application is approved you may purchase your life insurance policy and put it in force.

This infographic below will show you how simple it is.

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How To Purchase Term Life Insurance Online

Unfortunately, most life insurance consumers start the shopping process by spending so much time researching on their own.

We live in a research intensive world. People will spend hours researching products and services that they’re looking to purchase.  

Life insurance is no different.  But it doesn’t have to be this way.

In fact it can be very simple.

Purchasing Term Life Insurance Online Should Be Easy – Not Stressful

Is it exciting or fun purchasing life insurance?

I’ll let you decide that.

However, your family or business depends on you having appropriate coverage.

Life insurance can be shopped for and purchased easily by following our simple process. Just follow our easy to follow chart above to see how simple shopping for life insurance is.

Now is the perfect time to get started so get started with an instant quote!

Michael Quinn

Michael Quinn

Michael is a licensed life insurance agent, expert & owner of Life Insurance Blog. LIB has helped thousands of shoppers understand life insurance and secure affordable coverage.
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Michael Quinn
Founder – Life Insurance Blog

We’ve all been there — You’re just not ready to talk to an agent right now.

Good news: For life insurance quotes that doesn’t require contact information, we’ve partnered with Policy Genius.

They provide my visitors a simple and fast quoting experience. You can compare multiple “A” rated companies & you won’t have to enter your personal information unless you like the price and want to apply.