Life Insurance with Epilepsy and Seizures
If you need life insurance and were diagnosed with epilepsy, there are a few questions you should ask yourself before you apply for any kind of life insurance.
How do you get the best rate? What is the best company life insurance company for Epilepsy? Is a medical exam or non medical exam life insurance policy best for your health condition? Let’s find answers to these questions and more.
3 Questions Before Applying For Life Insurance
You need to understand how epilepsy is viewed by the life insurance business and these 3 questions will help guide you through the process.
Every Insurance Carrier Is Different
When it comes to insurance carriers who will offer an epilepsy life insurance policy, each one is different. After all, competition is a major factor in what drives businesses. For that reason, carriers tend to focus on “niches” to earn a market share and stay competitive.
It’s important you know the life insurance niches when it comes to preexisting conditions and high risk cases. LIB can freely choose and shop for our clients from over60 life insurance carriers. It’s extremely important you work with an agency that’s not bound to one carrier and can shop around with your application.
Let us help
When you work with LIB, you’ll be provided with an assigned agent that will work hard to find an insurance company that will write you an affordable policy even if you have an epileptic disorder. Life Insurance Blog agents work hard to find their clients with existing health conditions affordable life insurance.
Thanks for reading our post Life Insurance Options with Epilepsy and Seizures. If you’d like to learn more about Epilepsy, please keep reading.
What Is Epilepsy?
It’s a brain disorder that’s described by a history of series. It takes place when the brain’s electrical system isn’t functioning properly. The outcome is convulsions when the body shakes violently. However, even if you have a seizure, it doesn’t mean you have epilepsy.
What Are The Kinds Of Epilepsy?
There are four kinds of epilepsy that people can suffer from:
- Petit Mal Seizure – This is known as an absence seizure; a brief disturbance in the brain that lasts up to 15 seconds because of the brain’s abnormal electrical activity.
- Grand Mal Seizure – This is known as a generalized tonic-clonic seizure that involves the whole body. With this kind of condition, epilepsy, convulsion and seizure are often used to describe it.
- Simple Partial Seizure – These are noted as being symptoms a person experiences – autonomic, physic, sensory and motor seizures. In these events, a person is completely awake, alert and can interact while it’s occurring.
- Complex Partial Seizure – The sufferer is typically awake but not aware of their surroundings, usually lasting up to two minutes. It’s often a warning sign.