Skydiving’s popularity has soared to new heights over the past several years. There’s no question that this unique pastime terrifies some and exhilarates others, but what do life insurance companies think about it? As you may already know, they are generally with the “terrified” group. At Life Insurance Blog, we work with over 60 different …
Life insurance with Hepatitis C is quite possible for many. If you have Hepatitis C and have been declined the life insurance you may have not applied with a life insurance company that is best suited to your specific needs. Chances are the agent you decided to use simply was not knowledgeable of the best …
Securing life insurance with thyroid disease is possible. This is a condition that most people have under control – whether you have an under active or over active thyroid. There are many health conditions and preexisting conditions that life insurance companies will rate you up or even decline you for. When it comes to thyroid disease, …
Listen up vapers, what I’m about to tell you will affect how you buy life insurance. Ready? Even if you don’t smoke cigarettes, vaping and e-cigarettes could increase your life insurance rates IF you apply with the wrong company. You see, even the top life insurance companies look at your vaping use differently — and …
Are you like most people we talk to? They reach out to us and ask us questions like: What is the best life insurance company for Angioplasty? What policies are available to us? Today we’re going to focus on these questions and how to purchase life insurance with angioplasty. Many times people with a medical …
When you have an irregular heartbeat or other health conditions, qualifying for a life insurance policy can be extremely challenging depending on the specifics of your health history…even from the top 10 life insurance companies. When you’re diagnosed with an an irregular heartbeat, you’ll face unique challenges when trying to secure a policy. The good …
Can I Get Life Insurance With an Irregular Heartbeat? Read More »
Affordable Life Insurance for Heart Attack Survivors – Wondering how you can get an affordable life insurance policy after a heart attack? Does life insurance cover a heart attack? These are just a few of the questions we frequently get about heart disease and life insurance. People who have had heart attacks often assume they’re …
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Is getting life insurance after cardiac bypass possible? If you’re looking at life insurance from just one company, you are limiting your choices of reasonable priced life insurance coverage. However, with an agency that has access to top rated life insurance companies and carriers that offer no medical exams, you can get an array of …
Getting Life Insurance With a History of Prostate Cancer: Prostate cancer is the most common cancer for men with about 238,590 new cases being diagnosed every year. Unfortunately, this disease can make getting life insurance difficult, and this is unwelcome news to a man who just wants to ensure that his family is financially taken …
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Shopping for life insurance with Melanoma can be difficult for the average person looking to secure coverage. Unlike Basal Cell skin cancer, Melanoma is a type of skin cancer that can be deadly and is typically the most severe type of skin cancer. This is why many life insurance companies may deny you an offer of insurance. …
Unfortunately, it can seem quite difficult to secure reasonable life insurance for anyone who suffers from multiple sclerosis (MS). However it is not impossible. In this post we’ll explain to you How to Get Approved for Life Insurance with Multiple Sclerosis First thing you need to know is that you need to work with an …
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Life Insurance Approval After Gastric Bypass Surgery Is life insurance approval after gastric bypass surgery possible? Who are the top 10 life insurance companies for this condition? It’s sometimes difficult to attain a life insurance policy and get coverage when you have a health condition that is poor or potentially risky. And, that’s generally because …
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You may be asking, what is the best life insurance company for Anemia? Today, we want to provide you with a resource where you can learn more about how a life insurance company will “view” an application if you have been diagnosed with Anemia. You can also compare life insurance quotes for both exam and …
sleep apnea life insurance Can I get life insurance with sleep apnea? Who are the best life insurance companies for sleep apnea? If you are wondering if you can get life insurance with sleep apnea, you’ll need to understand what life insurance companies are looking at before they offer you a policy. Sleep disorders are …
Accidental Death Insurance vs Life Insurance Would you like to find out how you can protect your loved ones more? Well, you are in luck. There are many ways you can do this. You can start by finding out the difference between accidental death insurance and life insurance. These insurance plans can help with mortgage …
Unfortunately, every life insurance company will base your policy rate on your age, health, and personal habits. That is why it can be incredibly difficult to find affordable life insurance if you are a smoker. Insurance companies realize that they are taking on a greater risk by insuring a smoker, and with greater risk comes …
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Life Insurance with Type 2 Diabetes: If you have been diagnosed with type 2 diabetes, you may be worried about your ability to get life insurance. When it comes to life insurance with preexisting conditions, not all companies look at you the same. This is a valid concern, because it can be difficult to get …
We’re constantly researching the best life insurance companies for pre-existing health conditions. When it comes to buying Ulcerative Colitis life insurance – we make sure to find you the best life insurance companies in the marketplace. When we locate the top life insurance companies for our client’s health conditions, we provide them simple options to choose …
Life Insurance with a DUI: Maybe you have DUI on your record and are just starting to look for life insurance, or maybe you’ve already been denied . Either way, you may be concerned about your ability to get coverage. Who are the top 10 life insurance companies for DUI? Is it even possible? Fortunately, …
How To Get Life Insurance With Bipolar Disorder? In today’s article we’re going to cover how to get how to apply and get approved with a bipolar diagnosis. People who have been diagnosed with bipolar disorder and want to get life insurance have some common questions. When it comes to bipolar disorders, these 4 questions …
We should start off by saying, Congrats! Whether you’re planning on getting pregnant or you’re adding to your family – this is a wonderful time to enjoy. It’s almost as enjoyable as reading about insurance! Probably not (unless you’re getting hit with morning sickness), but you’re here asking, “Can you get life insurance while pregnant?” …
Is it Difficult to Get Life Insurance While Pregnant? Read More »
Finding life insurance with diabetes is possible, but you will definitely want to shop around to find the best policy at the best price when you have a pre-existing condition like diabetes. With the right life insurance company, you can have access to affordable, comprehensive life insurance. The first step is to compare rates and coverage …
Does asthma affect life insurance? It sure can. If you have a preexisting health condition, it is going to be a factor in your eligibility for life insurance. Getting life insurance with Asthma is no exception. But unlike many other conditions it is unlikely to get you denied coverage. To get the best rates possible …
Around 160 million people are employed in the US. But they’re not all sitting in an office crunching numbers or selling life insurance. Millions are doing dangerous and high-risk jobs to earn a living and feed their families. Think you’re excluded? Think again. We’re not talking trapeze artists and storm chasers (although yes, those jobs …
On the average, about 93,000 people find out they have cancer after their first diagnosis every year. The good news is that colon cancer is a curable health condition, but your chance of recovery is dependent on the stage of the cancer after your diagnosis. Colon Cancer and Life Insurance If you have any form …
Did you happen to receive a life insurance decline? Perhaps you had a minor or major risk that you weren’t aware of that caused your application to be declined? Or maybe you didn’t apply with the best life insurance companies for your risk? In this article, we’re going to go over what to do next …
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Nowadays, people get insurance for almost everything. If you think insurance is just a pain because of all the payments you’ll make, think again. Insurance helps and can really get you out of financial trouble quickly. For instance, with driving a car, insurance can cover damages on your vehicle, personal injuries, and many other liabilities. …
If you’re worried you can’t get life insurance with Crohn’s disease, stop that negative thinking right now. If you have Crohn’s don’t think that all hope is lost when trying to get coverage. Even if a carrier has declined you before, you still have a very real possibility of getting term life insurance coverage. Is …
I Have Crohn’s Disease. Can I Get Life Insurance? Read More »
Life Insurance for Private Security Contractors in Dangerous Places: Private contractors often work for six figure incomes and tax benefits from overseas contract work. For many Americans looking for employment, it’s a great opportunity. This is especially true for ex-military. Ex-Military private security contractors can make significantly more money working for private military contracts then …
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If you’re like most life insurance shoppers with GERD… …you’re probably wondering if there are affordable insurance options for Acid Reflux. In this post we’ll answer that and show you step by step how to secure coverage. Life Insurance with Acid Reflux Here are 7 steps you should follow if you’re wanting to get approved …
Life Insurance with COPD Diagnosis: It can be difficult, when you’re diagnosed with Chronic Obstructive Pulmonary Disease (COPD), to find affordable life insurance. To start, who are the top rated life insurance companies for COPD? What will it cost? These are usually the 1st questions we receive for any high risk life insurance condition– It’s …
Have you been informed that you won’t qualify for a life insurance policy due to a diagnosis of Cerebral Palsy? Well worry no more. Cerebral Palsy life insurance is possible! We are here to walk you through your life insurance coverage options for preexisting health conditions, even with a diagnosis of Cerebral Palsy. Cerebral Palsy …
When shopping for life insurance, a history of aneurysm can complicate the process. If you currently have had an aneurysm, getting life insurance can be more difficult. Depending on the specific details of your aneurysm, it may or may not exclude you from the best life insurance rates and policies. However, there are still insurance …
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So you’re wondering how your weight affects your life insurance rates? You might be surprised to know that how much you weigh has a direct impact on the kind of insurance rates you pay. It may seem unfair, but even the top 10 life insurance companies will factor in your weight. When you are overweight, …
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Prudential is an elite life insurance company. Learn about how their products may help meet your HIV coverage goals.
Life Insurance With Angina Pectoris: When you need life insurance, companies tend to be rather stringent with their approvals. So what is the best life insurance company for Angina Pectoris? If you suffer with a medical condition like angina pectoris, being approved may be harder than normal. However, Life Insurance Blog can help people attain …
When it comes to finding out how much your life insurance policy will cost, family history can be a major factor. In this article, we’re going to go over the most common (and uncommon) family history health risks that can affect your rate. We’ll also go into how and why life insurance companies find out …
Term life insurance for scuba divers is not straightforward, and premiums can vary considerably from carrier to carrier. High-risk activities such as scuba diving can mean increased premiums, and sometimes “flat extras” – especially if you don’t know which life insurance company to apply with. A “flat extra” fee refers to a flat fee tacked …
It’s pretty frustrating for most shoppers looking to buy affordable life insurance with Addison’s Disease. Perhaps you’ve applied in the past and were shocked at the price – or worse, declined! We’re very familiar with this and know how you feel. At Life Insurance Blog, we hear from people every single day who are tired …
Are you in need of arthritis life insurance, but not sure if you’ll qualify for coverage? This article will provide you what you need to know about obtaining coverage. We’ll show you key details from the underwriter’s perspective. What is the best life insurance company for Arthritis? Discovering which life insurance companies that have favorable …
Is Arthritis Life Insurance Possible & Affordable? Read More »
Life insurance with Type 1 Diabetes: If you’re an American with diabetes, you’re far from alone. It is estimated that over 25 million children and adults in the U.S have diabetes, and the numbers just continue to climb with 2 million new cases being diagnosed each year. Are you wondering if getting life insurance when …
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Life Insurance with Cardiomyopathy Any sort of pre-existing medical condition raises concern among the top rated life insurance companies— especially when that condition concerns the heart. Cardiomyopathy is a condition, or rather a group of conditions, that affect the heart muscle. It varies very much in severity and complexity, and fortunately life insurance companies understand …
If you’re like many cigar smokers, you may have already made the assumption that life insurance companies are automatically going to give you expensive tobacco rates. But guess again. The truth is that you may be eligible for non-tobacco rates, and we are here to help you get the best coverage possible. Several of the …
If you’ve been diagnosed with high blood pressure or “hypertension”, you have every right to be concerned about how this may affect your insurance rates. Rates from the top 10 life insurance companies can vary significantly too. Fortunately, the good news is that you can still get decent term life insurance policies with high blood …
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If you have or had an eating disorder, it can create a few roadblocks when you’re shopping for life insurance. However, big reason people tend to pay an excessive amount of money for life insurance is that they shopped with only one company. This is a huge mistake because the best life insurance companies for …
Will Marijuana Use Affect Life Insurance Rates? Which life insurance company is best for Pot Smokers? These are a couple of the most common questions we get regarding life insurance and marijuana. Consumers are unsure how their marijuana use will affect their ability to secure a life insurance policy. The use of cannabis or marijuana …
I was recently contacted by a gentleman and asked, “Does ADHD affect life insurance rates?” It may depending on several factors. Attention Deficit Disorder and Attention Deficit Hyperactivity Disorder— better known as ADD and ADHD, respectively— is commonly diagnosed in childhood. While it is true that most people are diagnosed in childhood and around 75 percent …
life insurance for marijuana users Did you know that not all companies look at marijuana use the same? Prudential is an elite insurer and one of the top 10 life insurance companies for marijuana users. We’re going to show you why you should consider applying with them if you use medical marijuana and what rates …
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Tobacco products are not created equal and the same goes for qualifying for life insurance. Chewing tobacco presents some health risks, but they aren’t significant in the eyes of some life insurance companies. The best life insurance companies know this and can give you a much better deal compared to the competition. Most insurance providers charge …
Chewing Tobacco Life Insurance Blood Test: What you need to know Read More »
If your doctor has told you that you have high cholesterol, it’s natural to feel concerned about how it affects your life insurance rates. But the truth is that life insurance providers and doctors define “high cholesterol” differently. Even more confusing, each life insurance company has its own guidelines for what are acceptable cholesterol levels, …
How Does High Cholesterol Affect Life Insurance Rates? Read More »
My dad was a firefighter, so I know all too well the importance of having life insurance. If the unthinkable would have happened, our family would have been devastated emotionally and financially… More than likely, this result would hold true with your family too. This article is going to address the coverage options available and …
Many occupations can be considered high risk in the eyes of life insurance companies and their underwriters — but not for police officers. The majority of police officers can buy life insurance without being penalized — just as long as your health and other underwriting factors are ok (more on that later). If want to …
Does bankruptcy affect life insurance? It sure can. Shoppers are often shocked to hear that their financials are factored into the life insurance process. There are many factors involved – some more obvious than others. What is the best life insurance company for bankruptcies? It will depend on several things. Your health, family history, any …
Does Bankruptcy Affect Life Insurance Application and Approval? Read More »
We’re frequently asked, “Can I get life insurance if I have cancer? Is life insurance for cancer patients available? What is the best life insurance company for cancer?” In this article we’re going to show you how to buy cancer life insurance for every possible situation. We’ll provide you everything you need to know about …
Life Insurance for Alcohol Addiction We’ve put together this article so you’ll know how life insurance is shopped with a history of alcohol addiction. Life Insurance Blog simply helps you find the best life insurance companies even with a history of alcohol abuse. We’ll research and provide you the best life insurance companies for recovering alcoholics. How to buy …
Have you been diagnosed with a Keratinocyte cancer, also known as Squamous Cell Carcinoma or Basal Cell Cancer? If so, and you’re wanting to buy life insurance with Basal Cell skin cancer – you need to read this article. Life Insurance With Basal Cell Cancer Educated shoppers should ask a few important questions. If you’ve been …
Life Insurance with Epilepsy and Seizures If you need life insurance and were diagnosed with epilepsy, there are a few questions you should ask yourself before you apply for any kind of life insurance. How do you get the best rate? What is the best company life insurance company for Epilepsy? Is a medical exam …
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Osteoporosis is the most typical type of bone disease, but will it make it difficult to buy life insurance? When it comes to life insurance, it boils down to your specific health and which life insurance company will approve you. So what is the best life insurance company for Osteoporosis? How do you get the …
Are you like most people? Are you concerned you’re going to apply with the wrong life insurance company and get denied because of your Muscular Dystrophy? Selecting the wrong company can mean higher rates or worse – a decline in coverage. A common mistake people make when shopping is to work with an agent or …
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When you suffer with anxiety or depression, getting life insurance isn’t as easy. Just know that anxiety and depression sufferers can still get affordable life insurance coverage. However, when you’re ready to apply, you need to pick from the best life insurance companies that will offer you the best premium rates for depression or anxiety. If …
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People suffering from digestive tract illnesses are pretty common. There millions of americans dealing with celiac disease, digestive tract diseases and other pre existing health conditions. It can be extremely uncomfortable in your everyday life when you have a bowel disorder. Term Life Insurance With Celiac Disease There are several digestive tract disorders but the most …
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Best Life Insurance for Breast Cancer Survivors – This article will go over the what you need to know in order to secure life insurance coverage after breast cancer. Is it possible? Is it affordable? What is the life insurance process? Who are the top life insurance companies for breast cancer? Breast cancer, like many …
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