Primerica Life Insurance Review (Updated 2018) – I think you’ll agree with me when I say: Most people shopping for life insurance are worried about choosing the wrong life insurance company.
Well, the good news is those looking for an honest and helpful review on Primerica Life Insurance, you have come to the right place.
“Is Primerica a good life insurance company?”
This Primerica life insurance reviews and covers some of the basic services and types of life insurance that Primerica Life Insurance offers. It will provide you a general overview of the all the reasons why you should not choose Primerica Life Insurance as your insurer.
You can get an idea of what cheaper insurance rates look like by using our instant online life insurance quotes tool right below, or continue reading for more information on why you should not choose Primerica Life Insurance.
Primerica Life Insurance Review: Buyer Beware
When you go to visit the website of an insurance company, you should be able to obtain a quote on the website.
Most insurance companies offer this feature to their potential customers. Primerica Life Insurance, however, does not.
The company has no quote information whatsoever regarding life insurance on their official website.
Primerica or Prime America as some refer them as – is strong financially. They sell many types of financial products like securities and investments. They also sell life insurance to consumers.
However, life insurance doesn’t seem to be Primerica’s number 1 priority when it comes to their business. Prime America or Primerica makes a significant amount of their business by managing assets.
Why Doesn’t Primerica Fix the Problem?
Look: If you were overcharging your customers, would you make it clear to them before they signed a contract with you?
Of course not. Primerica, with overpriced insurance rates, is not up front with customers about pricing.
Cheaper rates can be found with companies such as:
- Protective Life Insurance Company
- Mass Mutual
- Fidelity Life
- American General Life Insurance Company, among others.
Limited Number of Options at Primerica Life Insurance
What’s the real story?
The agents at Primerica only sell Primerica.
In other words, they are connecting with you solely to try to lure you into purchasing the life insurance they will benefit from; they are not trying to help you find the best rates for your needs.
An independent life insurance agency like ours will allow you to get an…
…unbiased understanding of the differing rates for various insurance companies.
This knowledge will enable you to effectively compare and evaluate each company and select the one that can help you best.
Primerica Life Insurance Does Not Cover High-Risk Insurance
That’s not all.
The agents at Primerica do not specialize in high-risk life insurance.
High-risk life insurance covers those with pre-existing health issues that require large amounts of coverage. Therefore, if you have multiple sclerosis, asthma, diabetes, Crohn’s disease, etc., you will not receive the coverage that you deserve.
For high-risk life insurance cases, you will need an agent who knows which companies will approve your situation at the best rates.
Using Primerica as your sole life insurance provider…
…puts you at a disadvantage.
What If I Already Have Life Insurance with Primerica? Is There Any Hope?
If you are already working with Primerica as your life insurance provider, don’t despair. We often work with existing Primerica Life Insurance policyholders with no problems.
We are usually able to help those who are currently using Primerica Life Insurance to save money on their term life insurance rates.
If you are in this situation, we are able to help.
To compare quotes for term life insurance, you can use our instant life insurance calculator, or you can call us at 888-411-1329 to start saving money on your insurance.
Primerica Life Insurance Review
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