Types

When you first start researching coverage, Term vs Whole life insurance is often the initial search. When considering life insurance, you will likely be faced with your first major choice: do you want term life insurance or whole life insurance? For the vast majority of people, the answer is term. Why? We’ll get into that,

Today you’re going to learn how temporary life insurance works, how much it costs, is it necessary, and how it may or may not fit into your coverage goals. Continue reading to learn more about: What is temporary life insurance? How long does temporary life insurance last? How do I qualify for temporary life insurance?

Looking for affordable mortgage life insurance rates? Have you recently purchased a home and wanted to protect it with mortgage life insurance? Is this the best choice? Possibly. In this article, we’ll go over the most frequent mortgage protection questions as well as some things you may not be aware of. Questions such as: How

If you’re trying to find out how to get life insurance to meet an SBA loan requirement–you’ve come to the right place. We’re going to walk you through all your options. Are you in a rush to get coverage? Is your lender asking you for a specific life insurance effective date? We’ll show you how

Forming an irrevocable life insurance trust, often referred to as an ILIT, is a popular way to avoid estate planning problems. Life insurance is often purchased to solve estate planning issues, but unless you’re careful- it can actually create some significant tax complications. You may not be aware that your estate can include the death

It sure would be great if you could return your life insurance policy and get a full refund just like when you buy some shoes or a TV. Unfortunately, you can’t – but you can opt for a return of premium life insurance policy! Return of premium term life insurance provides shoppers the ability to

Are you wanting to find out the difference between Term, Universal, and Whole life insurance? Our infographic below will go over the key factors of each. When you’re finished, be sure to check out our reviews on Top 10 life insurance companies for all of these policy types. What’s the difference between Term, Universal and

The phrase Life Insurance Collateral Assignment is an often used term in the industry, but most people don’t have a clue what it’s for. Worse yet, your bank may have requested one when you’re applying for an SBA loan. Do the top 10 life insurance companies offer it? Does it cost more to do it?

Looking to keep your company protected with Key Person Life Insurance?  Who is the best life insurance company for a key person? Is it difficult to get a policy approved? Having an important key employee replaced can take a lot of money and time. The time it takes to transition and replace your key person

Are you a business owner considering a buy sell agreement life insurance policy? You understand how hard it is to make sure your company is successful and profitable. If you’re a co-owner or partner of the company, you’ve also spent time helping the value of your business grow. By using a buy sell agreement, you

Term life insurance is a great thing to have in and of itself, but it can be transformed into even better coverage for your life if you understand policy attachments. An Accelerated Death Benefit is one of these attachments. It is just one more way of making sure that your eventual passing does not come