Trying to compare life insurance companies can be pretty overwhelming. How do you know who is the best with hundreds of term life insurance companies available? Actually, it can be quite simple to find the top life insurance companies if you do one simple thing –
Use an independent broker like Life Insurance Blog.
In this post and video I’m going to show you what to look for and how to make sure you understand how to find the best life insurance carriers.
Who Is the Best Life Insurance Company?
There are so many companies that offer life insurance. Which one is the best?
The truth is that there isn’t just one top company – there are actually many excellent companies. Each of these companies may benefit you more depending on your individual situation, health and lifestyle.
So how do you know which company is best for you?
In this article I’ll discuss what to look for when shopping for life insurance, including what factors to consider, and ultimately how to narrow down the choices and end up with the right solution for you and your family.
Life Insurance Health Class Rating
Before you even think about which life insurance company to go with, you first need to select an appropriate “Health Class” when getting quotes online or with an agent.
If you’re getting quotes online like on Life Insurance Blog, you need to select a health class that closely matches your situation.
Here is a helpful chart on the 3 major health classes that are used with free online quoters.
- Preferred Plus (Also known as Preferred Best or Super Preferred)
- Standard (Also known as Regular)
The Infographic below provides a STEP BY STEP walkthrough on how to find the best life insurance companies by getting an accurate term life quote.